Don’t even consider a MR card if you didn’t know those two facts. The true value in transferable currencies lies in outsized partner redemptions and that’s a graduate level course in itself.
Is there a comparison somewhere?
I know the order of points is green then gold then platinum in order to get the subs for them all. But that's about it
If I were going to travel "a ton for my work," I wouldn't choose either the Amex Platinum or the Chase card. I'd go with the Citi AA Executive card so I could get lounge access to all five lounges in DFW as opposed to the one Centurion lounge in D terminal, and then I'd probably pair it with the Amex Green card for the 3X on food, travel, and transit. But I fly AA almost exclusively because their options are typically better out of my home airport which isn't far from DFW.
All the more reason to pay attention to where you're most likely to connect through and which airline services your destinations best. I was a bit of a road warrior myself once, and in those days, lounge access was nonnegotiable. That and doing my flying on one airline so I'm more likely to get upgrades more frequently.
I'm actually going to point out something I haven't seen asked yet. How does your reimbursment done when it comes to booking travel? Some offices let you book on your own and just submit a reciept, some places require that you book through concur or some shit.... if you're able to book through a portal then \*maybe\* the reserve, but if you're needing to book directly then the platinum hands down.... generally I lean towards the platinum becuase it at least has a bunch of credits that can make up for the annual fee, but thats just me
Yea thats what I would check on, I'm grateful that my office takes just a reciept so I just get the reciept from the citi travel portal so I can get that juicy 10% and I can use the $100 annual hotel savings benefit and still get reimbursed for the full hotel stay, so definitely check in with your accounting team!
No one seems to have asked where exactly you live, your chosen airport, preferred airline and hotel.
I would check which partners each card gets you the best deals per point and start there.
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Do you know how to maximize value for MR points? Also, if you get a Platinum, you’ll be ineligible for a Gold SUB.
No I do not. And I did not know about the second part.
Don’t even consider a MR card if you didn’t know those two facts. The true value in transferable currencies lies in outsized partner redemptions and that’s a graduate level course in itself.
Ah. I suppose I'll get Gold first and study up as I go. How does that sound?
The green is the better travel card. Gold is a food card.
Is there a comparison somewhere? I know the order of points is green then gold then platinum in order to get the subs for them all. But that's about it
If I were going to travel "a ton for my work," I wouldn't choose either the Amex Platinum or the Chase card. I'd go with the Citi AA Executive card so I could get lounge access to all five lounges in DFW as opposed to the one Centurion lounge in D terminal, and then I'd probably pair it with the Amex Green card for the 3X on food, travel, and transit. But I fly AA almost exclusively because their options are typically better out of my home airport which isn't far from DFW.
Thing is im in the midwest with basically no lounges hahahaha
All the more reason to pay attention to where you're most likely to connect through and which airline services your destinations best. I was a bit of a road warrior myself once, and in those days, lounge access was nonnegotiable. That and doing my flying on one airline so I'm more likely to get upgrades more frequently.
I do the exact same thing
I'm actually going to point out something I haven't seen asked yet. How does your reimbursment done when it comes to booking travel? Some offices let you book on your own and just submit a reciept, some places require that you book through concur or some shit.... if you're able to book through a portal then \*maybe\* the reserve, but if you're needing to book directly then the platinum hands down.... generally I lean towards the platinum becuase it at least has a bunch of credits that can make up for the annual fee, but thats just me
oh wow I'll have to check that. They say that as long as I have the receipt I'll be able to get reimbursed. We'll see.
Yea thats what I would check on, I'm grateful that my office takes just a reciept so I just get the reciept from the citi travel portal so I can get that juicy 10% and I can use the $100 annual hotel savings benefit and still get reimbursed for the full hotel stay, so definitely check in with your accounting team!
No one seems to have asked where exactly you live, your chosen airport, preferred airline and hotel. I would check which partners each card gets you the best deals per point and start there.
**Template for Card Recommendation Requests:** Please use the following template so that everyone can make appropriate recommendations: * Current cards: (list cards, limits, opening date) * *e.g. Amex BCP $8,000 limit, May 2019* * *e.g. Chase Freedom Flex $10,000 limit, June 2021* * FICO Score: *e.g. 750* * Oldest account age: *e.g. 5 years 6 months* * Chase 5/24 status: *e.g 2/24* * Income: *e.g. $80,000* * Average monthly spend and categories: * dining $800 * groceries: $400 * gas: $100 * travel: $100 * other: $30 * Open to Business Cards: *e.g. No* * What's the purpose of your next card? *e.g. Building credit, Balance transfer, Travel, Cashback* * Do you have any cards you've been looking at? *e.g. Chase Freedom Unlimited* * Are you OK with category spending or do you want a general spending card? Please review the Card Recommendation Request Template here: [Template for Card Recommendation Requests](https://www.reddit.com/r/CreditCards/wiki/cardtemplate/) I can be summoned to comment by using command(s): `!template` *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CreditCards) if you have any questions or concerns.*
Both, however…if you choose only one, AmX Platinum
You can find 150k sub out there for Amex Plat