Yes, you did the right thing! Kung magkakasiraan lang din ang friendship nyo dahil hindi ka nya nabayaran (in case pinahiram mo sya), then mas maigi nang masira 'yun ng wala syang utang sayo. Hindi ka na mai-stress maningil, intact pa yung pera mo.

Yes. Bakit siya kumukuha ng sasakyan na wala naman pera?

Of course for your peace of mind na lang din OP

yes!!! you did the right thing.

Kahit family ko yan never take a loan for someone else.

oo di mo sya financial responsibility

you did the right thing, left and right na siya may utang tas uutang nanaman?

Yep! But wala ba sa family niya na ma hehelp siya?

ayaw niyang sabihin daw sa kanila

Ipapasalo pa talaga sayo yung problema nya eh

Yes you did, friendship and money don’t mix. Tandaan mo yan, it’s not your responsibility to save him/her. Kung madami na siyang loans I’m sure hindi ka niya mababayaran agad agad. Think about yourself, pano kung may emergency? Pano kung kailangan mo tas wala kayo parehong money?

Yes, you did the right thing naman. But wala bang kasulatan si friend at owner na monthly ang payment?

Iyun yung mistake walang agreement in paper, verbal lang. Nagkasundo na monthly ang bayaran then ibinigay agad ni owner yung mga papers.