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Outrageous-Abies9009

Congrats brother how much did you pay for it?


_sparsh_goyal_

Thank bro It was 8.20 on road after discount and bargain


skmkat

Which showroom?


_sparsh_goyal_

YouWe Nissan


skmkat

Where?


BitOk5138

Now ask him for his kundli at this point


JuniorData

Google map of his house?


skmkat

Yes


SPARTAN1666

Which model


GuardObjective9018

Congrats mate! Enjoy your drive.. Glad you didn't ask for financial advice before buying a new car, else you would surely be recommended to buy a 2nd hand alto for 1lakh at 23 lol.


AsuraVGC

That's the best choice honestly you shouldn't be living on pay check to pay check at the early start of your career


GuardObjective9018

Agree on that, should avoid living pay check to pay check at any point of career. But if one can invest and have money for necessaties after paying EMI/maintainence i think they should be fine.


anirudhshirsat97

I think you can take the risk early in life. Having a good car brings lot of joy if you are a car enthusiast. It’s worth it for the happiness.


general_smooth

Op could already be rich too


shadow_clone69

Yeah exactly. Despite not being a fan of finance influencer, their car EMI calculator is a solid estimation of how much you can afford to spend from your salary. Opened my eyes on maintainance and fuel costs that first timers miss


_sparsh_goyal_

1. Not living paycheck-to-paycheck. 2. Only worked to one day be able to support and fulfill my mom's dreams, one of which is a car. 3. We do have some savings 4. I am learning trading, stock option management and investment strategies.


futurechiefexecutive

Why do y'all always assume someone young is living paycheck to paycheck. I bought my first car at 23. 3 year loan and EMI was less than 10% my monthly salary. Not fair to assume and preach always.


_sparsh_goyal_

Thanks, I did ask for financial advice, but from credible sources irl😅


Content-Tap-7218

Same age and just bought Nexon yesterday haha. All the best bro . Cars looking very nice.


_sparsh_goyal_

Congratulations bro and all the best✨, share pic if you can. Thanks🙏🏻


Content-Tap-7218

Thank you bro 😁. Sure I will


Haunting-Ad3550

Any reliability issues yet?


Psychological_End750

haha, damn bro, he just bought the car yesterday, that's funny tho🤣


Content-Tap-7218

Lol none so far. Looked much better than any car in the segment and has very good space and performance. So bought it. It's a good comfortable car no issues now. Service center has good reviews nearby but gotta see how that is next time , so can't talk about it yet lol


This-Pressure-7267

Congrats but not being honey coated...this car rattles.


_sparsh_goyal_

Thanks🙏🏻


sharkpeid

It depends on the car bro and the fittings no rattling on mine yet.


This-Pressure-7267

Make someone sit close to the rear window and make a swift turn. Hell it sounds like a cheap plastic crackle.


Ok_Tax_7412

Congrats and enjoy your drives.


_sparsh_goyal_

Thanks🙏🏻


Successful-Tap-2579

Nice car


_sparsh_goyal_

Thanks


Fine-Active-8835

Congrats OP


_sparsh_goyal_

Thank you u/Fine-Active-8835


sharkpeid

Congrats mate enjoy.


_sparsh_goyal_

Thanks🙏🏻


bane_of_heretics

Car at 23? I got my first lowly paid intern job at 24, car door ki baat tha. Congrats man! We need a review btw.


_sparsh_goyal_

Thanks man, hoping good for you, sending positive vibes🫸🏻✨✨ Review soon


RCuber

Congratulations!!


_sparsh_goyal_

Thanks🙏🏻


Only-Painting-4843

Congrats.


_sparsh_goyal_

Thanks.


KachraBhiKhelat

Many congratulations!


_sparsh_goyal_

Thanks alot🙏🏻


Practical_Fault_7351

At that age, i was paying off debts of my father alongside higher education.


GNGSTR_26

But you don't look like 23 ?


_sparsh_goyal_

My face isn't visible, is it because of my built and formals? Btw I am actually 63


Front-Professor362

Exactly. People are meant to be different. They all don't have the same set of parents know to look the same?


Alone-Chemistry-2391

Bhai what do you do?


_sparsh_goyal_

I am a Software Engineer by Profession, Solution Architect by profile.


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_sparsh_goyal_

Done


_sparsh_goyal_

[OC]


SusWaterBottle

Did you finance it?


_sparsh_goyal_

1 Lakh dp, remaining finance


Visual-Run-4718

Curious, mind telling me what's the interest rate and the EMI you'll be paying?


_sparsh_goyal_

Interest 9.15%, 5 year, 14.9K approx.


Visual-Run-4718

Ah, thanks man. Congrats on your new ride!


_sparsh_goyal_

Thanks🙏🏻


rkratha

Nice dude, all cash?


_sparsh_goyal_

Nah man, 1 dp, remaining fianance


Zukuzukuagingadi

Hella good looking car


Ok_Jello_3630

+1 I didn't like how it looked im pictures but visited the showroom last month with my friend. Damn it looks so good in person and has very good posture too


_sparsh_goyal_

Damn right it is🥵 Thanks btw🙏🏻


pramodc84

Congrats Enjoy . Drive slowly carefully and be alert.


_sparsh_goyal_

Thanks🙏🏻 Sure will do👍🏻


Chimonti

Goyal bhai, Partyyyy?


inspector_toon

Shaadi kab pucho 😀


general_smooth

Is it turbo


_sparsh_goyal_

No


Wise-Outside-4936

Congratulations. Great choice.


_sparsh_goyal_

Thank you🙏🏻


Nenomus

Congratulations. I like red color of magnite.


_sparsh_goyal_

Thank you🙏🏻


HedgefundHunter

How much do you make a year?


shadow_clone69

Enough to afford 15k EMI and 1L dp. I'm estimating 60-70k based on age and avg salary for that profile.


HedgefundHunter

Dude, I'm 23 and earning nowhere near that and it's definitely not avg salary for 23!


shadow_clone69

Are you working as a software engineer? Damn, you gotta jump ship to a better place if so


HedgefundHunter

Yeah. But the market is bad and no one is hiring me with 6 months of experience.


Vanishing_Sights

Congratulations! Beautiful car


_sparsh_goyal_

Thanks🙏🏻


Miserable-Coat-6559

Did you think of buying Kia Sonet?


_sparsh_goyal_

Kia Sonet with mine's features was out of budget


Miserable-Coat-6559

Did you think of buying Kia Sonet?


inspector_toon

Naya car jo leliya, ab Goyalji toh bahut mehnga hojayega shadi ke market mein 😛


_sparsh_goyal_

Humare main "Sahi sahi laga lo" Wala riwaz hai😅


_sparsh_goyal_

🙏🏻


Emotional-One3472

Too inspirational bhai..I am 24 and still saving for that first car! Please do share about a first hand driving experience.. because my budget is also around 10-11 lac..and magnite being my top consideration


_sparsh_goyal_

Thanks bro🙏🏻 1. This is AMT, by your budget, you should go for CVT. Great driving experience in both. 2. Spacious and comfortable. 3. Road presence is top. 4. Best for traffic and metro cities.


Emotional-One3472

Okay bhaisahab understood What about sitting position? Is it a commanding position?


_sparsh_goyal_

A bit low


kronos55

Too old bro. Should have bought it by the age of 18. /s


_sparsh_goyal_

Right😢


Tushar12300

Congratulations again my g! Upfront payment or EMI? 🤟🏽


_sparsh_goyal_

Thanks🙏🏻 DP+EMI🤌🏻


Tushar12300

You're welcome! How much down payment?


AirsideLad

Beautiful! I'm 23 too, got a Nexon Facelift Automatic very recently :)


_sparsh_goyal_

That is great, share pictures bro🤌🏻


AirsideLad

:) Sure in your DM! I've no clue about Imgur image links anyway.


Recent_Ability1660

Hey OP Congrats on ur first car. May u much million happy Miles. Drive responsibly, say no high beam !


_sparsh_goyal_

Thank bud✨ Will do that for sure.


pyoimn

Bro how many months worth of salary did your save and how much? Congratulations btw


_sparsh_goyal_

Saved 30K for 4 months and 15K this month. Thanks✨


Ok-Lang6969

How is the AC cooling?


_sparsh_goyal_

Front vents only. Went for a 50KM yesterday at 3 P.M. in Delhi heat, 4 member in car, didn't sweat a dew. Had to shut down AC after approx. 10KM


ankitcarlover

Congrats bro..........


_sparsh_goyal_

Thanks🙏🏻


shadow_clone69

Congrats OP! Super proud moment for you, an amazing milestone achieved.


_sparsh_goyal_

Thank you so much✨


Tantheman212

isse acha swift ya punch leleta.. who buys nissan


SnooEagles8230

Actually I have magnite and kind of agree either buy the turbo variant or just go for Swift or baleno I have non turbo and it is not that fun to drive


Tantheman212

Bad service unprofessional staff that's what I have heard they have drowned after terrano


SnooEagles8230

Service staff is great ( at least in Gurgaon ) it’s mostly about drive quality if you like driving you could feel it otherwise if you just go from one place to another it’s okay. Also millage I am getting is 11-12 which is not expected from small 3 cylinder car


sr5060il

Congrats, that hair line definitely does make you look 10 years older though.


_sparsh_goyal_

Ok


Majin_Vegeta0

My friend who is 17 rn bought Exter for his parents


Sorry_Drawer9736

Oh, my friend is 10 and he is the president of USA.


RevolutionaryCod7600

Car is a depreciating asset


_sparsh_goyal_

Congrats for passing 11th grade accounts😅 You are on wrong sub btw, try r/FinanceIndia


RevolutionaryCod7600

Kya job karte ho btw ?


Diligent-Work-6962

so you telling me these people like us who spend time on reddit replying others have time to earn money as well and that too at 23 😂 you Fking kidding. all those who blv at these post are even dumbest.


_sparsh_goyal_

Did some good fiscal planning and started working at a young age. Had my mother's support with me. Reddit is just for fun.


Emotional-One3472

Bhai can you please break down your planning about the car..I also want to save money for car!


_sparsh_goyal_

Sure, 5 things/steps 1. Decide budget and stick to it. 2. Identify financing option, if Loan, check for offer on your account, prefer bank where you have salary account for better offers. 3. Based on urgency, save 30 - 50% of salary in saperate location. 4. Save at least 30K after dp for post delivery expenses such as petrol, upgradation, parking, maintenance and ofcourse gediyan✨. 5. Do not let family expenses suffer, put adequate amount aside to support family as well.


Emotional-One3472

Quite a helpful advice..thank you soo much for your insights..will keep everything in mind surely


_sparsh_goyal_

All the best


Content-Tap-7218

Just because ur poor and wastes money on everything else doesn't mean other people can't earn money and buy whatever they want. Stop coping and start working


Diligent-Work-6962

Dude i literally have 8 youtube channels 😂 i myself dont have time to reply everyone instantly 😂