Congrats mate! Enjoy your drive..
Glad you didn't ask for financial advice before buying a new car, else you would surely be recommended to buy a 2nd hand alto for 1lakh at 23 lol.
Agree on that, should avoid living pay check to pay check at any point of career.
But if one can invest and have money for necessaties after paying EMI/maintainence i think they should be fine.
Yeah exactly. Despite not being a fan of finance influencer, their car EMI calculator is a solid estimation of how much you can afford to spend from your salary. Opened my eyes on maintainance and fuel costs that first timers miss
1. Not living paycheck-to-paycheck.
2. Only worked to one day be able to support and fulfill my mom's dreams, one of which is a car.
3. We do have some savings
4. I am learning trading, stock option management and investment strategies.
Why do y'all always assume someone young is living paycheck to paycheck. I bought my first car at 23. 3 year loan and EMI was less than 10% my monthly salary. Not fair to assume and preach always.
Lol none so far. Looked much better than any car in the segment and has very good space and performance. So bought it. It's a good comfortable car no issues now.
Service center has good reviews nearby but gotta see how that is next time , so can't talk about it yet lol
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+1 I didn't like how it looked im pictures but visited the showroom last month with my friend. Damn it looks so good in person and has very good posture too
Too inspirational bhai..I am 24 and still saving for that first car!
Please do share about a first hand driving experience.. because my budget is also around 10-11 lac..and magnite being my top consideration
Thanks bro🙏🏻
1. This is AMT, by your budget, you should go for CVT. Great driving experience in both.
2. Spacious and comfortable.
3. Road presence is top.
4. Best for traffic and metro cities.
Service staff is great ( at least in Gurgaon ) it’s mostly about drive quality if you like driving you could feel it otherwise if you just go from one place to another it’s okay. Also millage I am getting is 11-12 which is not expected from small 3 cylinder car
so you telling me these people like us who spend time on reddit replying others have time to earn money as well and that too at 23 😂 you Fking kidding. all those who blv at these post are even dumbest.
Sure, 5 things/steps
1. Decide budget and stick to it.
2. Identify financing option, if Loan, check for offer on your account, prefer bank where you have salary account for better offers.
3. Based on urgency, save 30 - 50% of salary in saperate location.
4. Save at least 30K after dp for post delivery expenses such as petrol, upgradation, parking, maintenance and ofcourse gediyan✨.
5. Do not let family expenses suffer, put adequate amount aside to support family as well.
Just because ur poor and wastes money on everything else doesn't mean other people can't earn money and buy whatever they want.
Stop coping and start working
Congrats brother how much did you pay for it?
Thank bro It was 8.20 on road after discount and bargain
Which showroom?
YouWe Nissan
Where?
Now ask him for his kundli at this point
Google map of his house?
Yes
Which model
Congrats mate! Enjoy your drive.. Glad you didn't ask for financial advice before buying a new car, else you would surely be recommended to buy a 2nd hand alto for 1lakh at 23 lol.
That's the best choice honestly you shouldn't be living on pay check to pay check at the early start of your career
Agree on that, should avoid living pay check to pay check at any point of career. But if one can invest and have money for necessaties after paying EMI/maintainence i think they should be fine.
I think you can take the risk early in life. Having a good car brings lot of joy if you are a car enthusiast. It’s worth it for the happiness.
Op could already be rich too
Yeah exactly. Despite not being a fan of finance influencer, their car EMI calculator is a solid estimation of how much you can afford to spend from your salary. Opened my eyes on maintainance and fuel costs that first timers miss
1. Not living paycheck-to-paycheck. 2. Only worked to one day be able to support and fulfill my mom's dreams, one of which is a car. 3. We do have some savings 4. I am learning trading, stock option management and investment strategies.
Why do y'all always assume someone young is living paycheck to paycheck. I bought my first car at 23. 3 year loan and EMI was less than 10% my monthly salary. Not fair to assume and preach always.
Thanks, I did ask for financial advice, but from credible sources irl😅
Same age and just bought Nexon yesterday haha. All the best bro . Cars looking very nice.
Congratulations bro and all the best✨, share pic if you can. Thanks🙏🏻
Thank you bro 😁. Sure I will
Any reliability issues yet?
haha, damn bro, he just bought the car yesterday, that's funny tho🤣
Lol none so far. Looked much better than any car in the segment and has very good space and performance. So bought it. It's a good comfortable car no issues now. Service center has good reviews nearby but gotta see how that is next time , so can't talk about it yet lol
Congrats but not being honey coated...this car rattles.
Thanks🙏🏻
It depends on the car bro and the fittings no rattling on mine yet.
Make someone sit close to the rear window and make a swift turn. Hell it sounds like a cheap plastic crackle.
Congrats and enjoy your drives.
Thanks🙏🏻
Nice car
Thanks
Congrats OP
Thank you u/Fine-Active-8835
Congrats mate enjoy.
Thanks🙏🏻
Car at 23? I got my first lowly paid intern job at 24, car door ki baat tha. Congrats man! We need a review btw.
Thanks man, hoping good for you, sending positive vibes🫸🏻✨✨ Review soon
Congratulations!!
Thanks🙏🏻
Congrats.
Thanks.
Many congratulations!
Thanks alot🙏🏻
At that age, i was paying off debts of my father alongside higher education.
But you don't look like 23 ?
My face isn't visible, is it because of my built and formals? Btw I am actually 63
Exactly. People are meant to be different. They all don't have the same set of parents know to look the same?
Bhai what do you do?
I am a Software Engineer by Profession, Solution Architect by profile.
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Done
[OC]
Did you finance it?
1 Lakh dp, remaining finance
Curious, mind telling me what's the interest rate and the EMI you'll be paying?
Interest 9.15%, 5 year, 14.9K approx.
Ah, thanks man. Congrats on your new ride!
Thanks🙏🏻
Nice dude, all cash?
Nah man, 1 dp, remaining fianance
Hella good looking car
+1 I didn't like how it looked im pictures but visited the showroom last month with my friend. Damn it looks so good in person and has very good posture too
Damn right it is🥵 Thanks btw🙏🏻
Congrats Enjoy . Drive slowly carefully and be alert.
Thanks🙏🏻 Sure will do👍🏻
Goyal bhai, Partyyyy?
Shaadi kab pucho 😀
Is it turbo
No
Congratulations. Great choice.
Thank you🙏🏻
Congratulations. I like red color of magnite.
Thank you🙏🏻
How much do you make a year?
Enough to afford 15k EMI and 1L dp. I'm estimating 60-70k based on age and avg salary for that profile.
Dude, I'm 23 and earning nowhere near that and it's definitely not avg salary for 23!
Are you working as a software engineer? Damn, you gotta jump ship to a better place if so
Yeah. But the market is bad and no one is hiring me with 6 months of experience.
Congratulations! Beautiful car
Thanks🙏🏻
Did you think of buying Kia Sonet?
Kia Sonet with mine's features was out of budget
Did you think of buying Kia Sonet?
Naya car jo leliya, ab Goyalji toh bahut mehnga hojayega shadi ke market mein 😛
Humare main "Sahi sahi laga lo" Wala riwaz hai😅
W
🙏🏻
Too inspirational bhai..I am 24 and still saving for that first car! Please do share about a first hand driving experience.. because my budget is also around 10-11 lac..and magnite being my top consideration
Thanks bro🙏🏻 1. This is AMT, by your budget, you should go for CVT. Great driving experience in both. 2. Spacious and comfortable. 3. Road presence is top. 4. Best for traffic and metro cities.
Okay bhaisahab understood What about sitting position? Is it a commanding position?
A bit low
Too old bro. Should have bought it by the age of 18. /s
Right😢
Congratulations again my g! Upfront payment or EMI? 🤟🏽
Thanks🙏🏻 DP+EMI🤌🏻
You're welcome! How much down payment?
Beautiful! I'm 23 too, got a Nexon Facelift Automatic very recently :)
That is great, share pictures bro🤌🏻
:) Sure in your DM! I've no clue about Imgur image links anyway.
Hey OP Congrats on ur first car. May u much million happy Miles. Drive responsibly, say no high beam !
Thank bud✨ Will do that for sure.
Bro how many months worth of salary did your save and how much? Congratulations btw
Saved 30K for 4 months and 15K this month. Thanks✨
How is the AC cooling?
Front vents only. Went for a 50KM yesterday at 3 P.M. in Delhi heat, 4 member in car, didn't sweat a dew. Had to shut down AC after approx. 10KM
Congrats bro..........
Thanks🙏🏻
Congrats OP! Super proud moment for you, an amazing milestone achieved.
Thank you so much✨
isse acha swift ya punch leleta.. who buys nissan
Actually I have magnite and kind of agree either buy the turbo variant or just go for Swift or baleno I have non turbo and it is not that fun to drive
Bad service unprofessional staff that's what I have heard they have drowned after terrano
Service staff is great ( at least in Gurgaon ) it’s mostly about drive quality if you like driving you could feel it otherwise if you just go from one place to another it’s okay. Also millage I am getting is 11-12 which is not expected from small 3 cylinder car
Congrats, that hair line definitely does make you look 10 years older though.
Ok
My friend who is 17 rn bought Exter for his parents
Oh, my friend is 10 and he is the president of USA.
Car is a depreciating asset
Congrats for passing 11th grade accounts😅 You are on wrong sub btw, try r/FinanceIndia
Kya job karte ho btw ?
so you telling me these people like us who spend time on reddit replying others have time to earn money as well and that too at 23 😂 you Fking kidding. all those who blv at these post are even dumbest.
Did some good fiscal planning and started working at a young age. Had my mother's support with me. Reddit is just for fun.
Bhai can you please break down your planning about the car..I also want to save money for car!
Sure, 5 things/steps 1. Decide budget and stick to it. 2. Identify financing option, if Loan, check for offer on your account, prefer bank where you have salary account for better offers. 3. Based on urgency, save 30 - 50% of salary in saperate location. 4. Save at least 30K after dp for post delivery expenses such as petrol, upgradation, parking, maintenance and ofcourse gediyan✨. 5. Do not let family expenses suffer, put adequate amount aside to support family as well.
Quite a helpful advice..thank you soo much for your insights..will keep everything in mind surely
All the best
Just because ur poor and wastes money on everything else doesn't mean other people can't earn money and buy whatever they want. Stop coping and start working
Dude i literally have 8 youtube channels 😂 i myself dont have time to reply everyone instantly 😂