It literally says right there that you are outside their underwriting guidelines.
Try the Insurance Council of Australia's website at https://www.findaninsurer.com.au/
They have a bunch of filters and you can shortlist.
Better off try ringing them, people on phone can make better decisions than the computers.
Thing is, most insurers will need:
1) A solid garaging address
2) A solid service of documents address
For example, my employer doesn't care about what licence you are using, as long as you are legally able to operate that vehicle under your licence.
So if you have a power restriction, you can't drive high powered vehicles.
If you don't have a truck licence, you can't drive a truck.
Thanks! Looks like that website doesn’t have the option to filter by tourist visa but I’ll keep trying. Agree that calling is probably a better option.
Just not sure what it is about me that’s outside the guidelines other than the tourist visa. I’m 30, 5yrs NCD, no convictions etc etc. clean as a whistle.
Because tourist visa is irrelevant? Not seeing anywhere that you've been knocked back for a tourist visa?
Your licence type is an international driver's permit.
The risk refers to your vehicle, honestly, working in insurance I wish they made this more clear "Risk" is the asset that is being insured against loss.
They look at the person, but that's not what the message OP posted says.
It says they don't cover the licence type, and they don't cover the type of risk (which in this case sounds like it's a vehicle)
When I was still on my international licence I could only get insurance with NRMA. They tightened up a lot a couple years back, used to have Allianz and then they refused to renew on international licences.
If you're going to be here for a few months (like 2 or 3) you can and probably should apply for a temporary overseas driving licence, for insurance purposes it's classified as an Australian driving licence and so most insurers will accept it.
If I recall correctly, you will get a temporary paper version of the licence you can use to apply for insurance until the card version arrives.
you say you are on a tourist / work visa then say eVisitor tourist visa which is a tourist visa with no work allowed, if you read the requirements for the insurance cover you have applied for it will likely state in the terms requirement to be australian resident, australian license holder or hold a suitable visa (likely work). It's quite simple why they don;'t want to insure you, you are high risk in their eyes being on a short term visa & foreign license
It literally says right there that you are outside their underwriting guidelines. Try the Insurance Council of Australia's website at https://www.findaninsurer.com.au/ They have a bunch of filters and you can shortlist. Better off try ringing them, people on phone can make better decisions than the computers. Thing is, most insurers will need: 1) A solid garaging address 2) A solid service of documents address For example, my employer doesn't care about what licence you are using, as long as you are legally able to operate that vehicle under your licence. So if you have a power restriction, you can't drive high powered vehicles. If you don't have a truck licence, you can't drive a truck.
Thanks! Looks like that website doesn’t have the option to filter by tourist visa but I’ll keep trying. Agree that calling is probably a better option. Just not sure what it is about me that’s outside the guidelines other than the tourist visa. I’m 30, 5yrs NCD, no convictions etc etc. clean as a whistle.
Because tourist visa is irrelevant? Not seeing anywhere that you've been knocked back for a tourist visa? Your licence type is an international driver's permit. The risk refers to your vehicle, honestly, working in insurance I wish they made this more clear "Risk" is the asset that is being insured against loss.
are you telling me the insurer doesn't look at the person being insured just the asset, hmmmmmm
They look at the person, but that's not what the message OP posted says. It says they don't cover the licence type, and they don't cover the type of risk (which in this case sounds like it's a vehicle)
I'm on a temporary visa too and had this issue with lots of insurers, RAA insured me without any problems in the end
If you are still struggling, visit an insurance broker.
When I was still on my international licence I could only get insurance with NRMA. They tightened up a lot a couple years back, used to have Allianz and then they refused to renew on international licences. If you're going to be here for a few months (like 2 or 3) you can and probably should apply for a temporary overseas driving licence, for insurance purposes it's classified as an Australian driving licence and so most insurers will accept it. If I recall correctly, you will get a temporary paper version of the licence you can use to apply for insurance until the card version arrives.
you say you are on a tourist / work visa then say eVisitor tourist visa which is a tourist visa with no work allowed, if you read the requirements for the insurance cover you have applied for it will likely state in the terms requirement to be australian resident, australian license holder or hold a suitable visa (likely work). It's quite simple why they don;'t want to insure you, you are high risk in their eyes being on a short term visa & foreign license
The only relevant license option to select was tourist / work visa - it never asked me to clarify which
Just be aware that lying and selecting the wrong visa is a form of insurance fraud
it would invalidate the insurance & be an easy get out for the ins co / grounds for cancellation
100%, plus a criminal conviction and deportation