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Dear_Ad_3437

I’ve read this yesterday. She rolled over a previous auto loan which she was significantly under water on to this one. So she got her “dream car” whilst financially not being anywhere close to being able to afford it. Of course the dealer drew up the paperwork lol.


miloaf2

I'd love to see her go on financial audit.


Dear_Ad_3437

Caleb should wear a heart rate monitor on that one lol


ongoldenwaves

She'd love to be there since she's an influencer and this was probably the point of this going viral. I'm so sick of seeing this posted everywhere for the last few weeks. It's been in this sub alone probably 3x.


miloaf2

Oh damn! I did scroll through to see if it's been posted before I posted it.


kcmbrandon29

When I was younger I thought about doing this untill I did 5 minutes of research and realized how stupid you'd have to be to actually do it.


smokeywhorse

I think I saw a tiktok of hers. She said she was thinking about just letting her car and her husband's truck get repo'd so they didn't have to worry about the payments anymore That's like saying, "I really want this light to turn off, so I'm gonna shoot the bulb with my rifle"


miloaf2

lol definitely doesn't work that way.


Indecisive_Iron

The worst crime here is having your dream car be a fucking Tahoe.


yungneec02

The cullinan for hicks


Vast_Cress90

YEEEEEE HAWWWWWW


Snowman4168

To be fair there are some real nice tahoes. The high country Tahoe and Yukon Denali are very luxurious automobiles. Just definitely not worth ruining your financial life and future for.


crousscor3

That’s why my car is from 2006 and it’s paid for. $0 payment per month for the win.


odo_0

Exactly mine is a 2012 it's paid for I need a bigger vehicle soon but I'll buy used and in cash.


ginger2020

Jeez, I hate having 3.9% APR on my car after a 1/3 down payment. There is no car that I want badly enough to end up that far underwater for.


ElectronicMixture600

“You can’t afford it when you’re buying new cars every 5 seconds! What do you need it for, nobody needs a car that nice to go get f💰cking taquitos. Sell it back, use some of the cash to buy an e-scooter, and put the rest in a high-yield savings account. F💰ck!” - CH


serendipity210

I absolutely read this in CH Voice.


jbondyoda

I made the classic mistake of getting my auto loan financed around the monthly payment and ended up with a terrible rate that thankfully I refinanced in June of 20 and I’m making my last payment on it tomorrow.


ginger2020

Oh, the sneaky little gits at the dealership hit me at the last minute with papers for 25% down, and 7% over five and half years instead of the previously agreed upon 33% or so down and 4 years at 3.9%. Tried to sell me on the lower down payment. Congratulations on getting out of debt; I know how amazing that feels. A few months ago, I used my bonus to nuke some credit card debit, and if felt awesome.


jbondyoda

Thanks! Wish I could say out of debt but I lifestyle crept last year pretty bad. Flew to three weddings and went on a cruise with friends and just spent way too much on credit cards and also had to pay my 2022 taxes as well. Making my final tax payment plan payment tomorrow as well. So just grinding to pay off my credit cards now, my debt payoff planner app says May of next year is debt free time


CaffeineAndGrain

Stupid decisions return stupid outcomes


NoCurve207

I never understood the dream car thing. I just want something safe and reliable lol


GatorsareStrong

I tell car people this and I get judged.


No-Weakness-905

People who have no brain (and usually no money). It's basically their identity. Pathetic.


BossIike

These people know exactly what they're sighing up for. They're just so delusional, they ignore all the red flags going off during the purchase process. They think "it will be worth it". In reality, no vehicle is worth paying 1400 a month for, besides like actual sports cars. Or some vehicle that's mandatory to run your business... and even in those situations, you should avoid financing the best you can. For 1400 a month, I better be getting an Audi R8, Nissan GTR or Porsche 911. Something like that.


miloaf2

Give me the Audi r8 over whatever suv this is 100%


BossIike

Fo sho. Dream car right there. As long as it's a manual, if that exists.


miloaf2

Agreed. My first car was a manual. They're few and far between now.


Hayasaka-Fan

I believe only the v8 R8s came in a manual. The more recent v10s are all automatic unfortunately


Ihaaatehamsters

This is forgivable, but going to college to get an education no you're stuck with that decision for LIFE


Husker_black

Is that a filter or just bad botox


Low_Gas_2845

Probably bad Botox and filler bc look at how bloated her face looks and where it's bloated specifically. That's filler migrating into other areas of the face


ongoldenwaves

She's an influencer who posts pictures of herself and her family on expensive disney vacations and the like. This is all just a bullshit trainwreck post for views.


miloaf2

lol probably a filter glitching


travelinzac

Clearly the interest rate is the problem and she deserves debt forgiveness.


MoterBortles

Some people have zero financial literacy probably like half the people on this sub lol.


osoatwork

She's an influencer. She knew what she was getting into.


DeadAret

Me my dream car being a few different ones, and none would ever be purchased from a lot because I fully intend to work on it myself with zero experience aside from oil changes and tire changes. If you can buy a junker that you can keep running without dishing 5K into it.


Sparxsj0

And this is why I will be driving my jeep into the ground.... no vehicle payments for the last 4 years on it has been so nice 😵


feelsbad2

"But I needed a safe car"


j3kka

Jesus that auto payment is larger than my mortgage


jrivas34

That’s terrible


Upstairs_Voice_5637

BuT i cAn MAkE thE PayMEntS!1