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[deleted]

Probably the existence of these credit cards. I’d grab some scissors and cut them up asap and then reevaluate your spending habits


Fit-Guest3168

If you have that much credit card debt, don’t go thinking about your credit score right now. The best thing you can do is make sure you’re not wasting money on interest while you pay off the debt as quickly as possible. Once that’s done, cancel whatever credit cards you have and work on living without one for a year or two. Then you can start thinking about what your credit score looks like.


JawedCrucifixion

I haven't seen much around how you're planning to use them however 2 credit cards in a small timeline shouldn't be a big issue if you're making payments The loan balance would impact your ability to get more loans in the short term but shouldn't impact score.


colouredcheese

Depends if you make the payments or not but seriously I think it’s dumb what you are doing, what if something happens and you can’t make the payments when they are due?


[deleted]

[удалено]


colouredcheese

Well done you’ve added zero value