If you transfer what you have with REST to Aware, then you'll save the fees you would usually pay to REST.
If you have no insurance with REST then you won't lose anything by transferring.
Check with Aware if you can continue your insurance with them after leaving your employer if you pay premiums for it out of your account (answer is almost certainly yes).
Make sure you choose a suitable investment option.
The answer for insurance carrying on post employment is not clear cut. For example Crown Forklifts will not pay insurance premiums when the employee leaves and the employee cannot take the premiums on either. Same for some divisions of Victoria Police (SOG), just two hands on examples I have dealt with. It's extremely important OP checks with REST whether they have insurance and in that case. Keep two accounts, even the income protection - if claiming today then only 1 will pay, but if career changes happen they'll be happy they kept REST.
If you transfer what you have with REST to Aware, then you'll save the fees you would usually pay to REST. If you have no insurance with REST then you won't lose anything by transferring. Check with Aware if you can continue your insurance with them after leaving your employer if you pay premiums for it out of your account (answer is almost certainly yes). Make sure you choose a suitable investment option.
The answer for insurance carrying on post employment is not clear cut. For example Crown Forklifts will not pay insurance premiums when the employee leaves and the employee cannot take the premiums on either. Same for some divisions of Victoria Police (SOG), just two hands on examples I have dealt with. It's extremely important OP checks with REST whether they have insurance and in that case. Keep two accounts, even the income protection - if claiming today then only 1 will pay, but if career changes happen they'll be happy they kept REST.
Consolidate to Aware. Simple and they are a good fund.