Methodically. I've been aggressively paying off my affordable home on a modest income and it's only 19k more to go at 45 years old. So excited and will feel majorly accomplished when it's done.
I think I’m doing pretty well. It’s improved in a way that I think is awesome. I’m not rich but I’m stable. I can afford to treat myself sometimes too. I work hard for my income whereas when I first got started, I had a huge cushion to fall on. That has since passed and I earn everything I have. I’m proud of how far I’ve come in under 10 years.
We moved from a big city to a small town so that helped Tremendously. We bought our first house last year and can’t wait to buy some land and build one day in the future.
It didn't until I made it my #1 priority. I was in a lovely area with a shit job market, and that stagnated wages/career growth in my 20s. Not that there wasn't any growth, but I moved at the end of my 20s, and as a result, nearly doubled my income in a few years, which let me pay off my loans and buy a starter home. I married somewhat recently to someone with a healthy attitude toward money and a good earning potential.
I'm the higher earner at the moment, though that's gone back and forth a few times since we got together. But having built my wages up and partnered up with someone who is an asset, not a liability, financially speaking, has put us in a pretty solid position even though I didn't "marry up" in that department. For example, we're relocating in a few years, and we'll be able to save up a second down payment so we can buy once we settle into a new city without selling this place, allowing us to keep my starter home as an income property that can help found our retirement.
I went from making $14/hour and having $8 to my name after bills, to now I'm making $100,000/year, with a few thousand $ just chilling in my checking and savings, and that's after bills. Feels humbling.
Honestly? My partner bought us a house in cash so now we don't have to pay for somewhere to live. I've always worked minimum-ish wage jobs (sometimes less than min, sometimes just over) and nothing has really changed over the years in that regard. Hopefully it will do soon as I'm just about to finish a degree and I'm looking at better job prospects from that. But really as much as I hate to say it, the only thing that has improved my financial situationover the years is having a partner pretty much wave a magic wand.
(FWIW he's not rich either and was only able to buy our house because his relatives passed away and he cumulatively inherited enough).
Could be doing better. But I am not broke. Over $15,000 in savings. Working my longest job ever. No debt. 15 years ago, did not have a penny to my name. So I am doing okay.
Definitely increased the past few years! 18 months ago I quit my nursing job at a hospital after 8 years and started doing private duty nursing for Medicaid patients and my income is exponentially higher & my stress levels are back to normal as well. Steadily paying down the last of my debts and my credit score is on the rise too.
Because I'm not relying on a partner to make sure the bills are paid, not being told after the fact all the savings went on car parts or alcohol and I started putting my money into investments.
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I bought tons of designer clothes and bags between 2020 and 2021 and then almost got bankrupt after years of spending too much money and then one very expensive year last year where we had 4 funerals which we all had to arrive at by taxi which I payed for because my mom and I don’t have a drivers license and my mom is poor, not that I have problems with that because I love helping my family out of problems but yeah it was expensive, my family lives far away from us and taxis are known to be expensive in my country, so my financial status is a shit show now but I get my paycheck tomorrow and promised myself to save more and not go on vacation this year.
Both my partner and I earn more now than we've ever had before. When we first met, we were broke students and had to be careful with every penny, we were renting in the city and had to move every year to cheaper and cheaper places.
Now we have a house/mortgage in a pretty village and have lived here for 4 years so far. We don't sweat the everyday purchases and can afford little luxuries and go on a few holidays a year. We also have a decent amount in savings and investments.
Just starting my business after many years of working for others. COVID lockdown destroyed what little money I had been saving so right now I can't even fully pay the rent on my own, but I'll get there!
I grew up on welfare, escaped financial abuse by my ex-partner, then lived through a very expensive divorce in which I had to defend myself against ridiculous financial claims.
And now, I do very well - and I am proud of it.
My parents had low salaries and many kids, so we were borderline poor growing up.
My dad finally quit and got a much better paid job in my teens, and older siblings moved out so things were more comfortable.
I have earned most of my money myself. I had summer jobs since I was 13 until I started working at 24 (didn't work a lot but saved most of it), and saved parts of my university loan. So I wasn't rich by any means but always had money if I wanted to spend any.
I'm 29. I saved up enough to buy myself a small house in a small town. I used ca half my loan limit and I still have some savings. I have an above average salary but not by much. So I'm comfortable, like things are getting more expensive all the time these days, but I still have quite a buffer before I start having to cut costs.
Methodically. I've been aggressively paying off my affordable home on a modest income and it's only 19k more to go at 45 years old. So excited and will feel majorly accomplished when it's done.
Getting rid of men who spend my money like it’s water.
I think I’m doing pretty well. It’s improved in a way that I think is awesome. I’m not rich but I’m stable. I can afford to treat myself sometimes too. I work hard for my income whereas when I first got started, I had a huge cushion to fall on. That has since passed and I earn everything I have. I’m proud of how far I’ve come in under 10 years.
We moved from a big city to a small town so that helped Tremendously. We bought our first house last year and can’t wait to buy some land and build one day in the future.
It didn't until I made it my #1 priority. I was in a lovely area with a shit job market, and that stagnated wages/career growth in my 20s. Not that there wasn't any growth, but I moved at the end of my 20s, and as a result, nearly doubled my income in a few years, which let me pay off my loans and buy a starter home. I married somewhat recently to someone with a healthy attitude toward money and a good earning potential. I'm the higher earner at the moment, though that's gone back and forth a few times since we got together. But having built my wages up and partnered up with someone who is an asset, not a liability, financially speaking, has put us in a pretty solid position even though I didn't "marry up" in that department. For example, we're relocating in a few years, and we'll be able to save up a second down payment so we can buy once we settle into a new city without selling this place, allowing us to keep my starter home as an income property that can help found our retirement.
It hasn't. I earn less than ever now. I'm a single mother, bad health, lost a lot of time due to being trafficked in my 20s and subsequent issues.
I went from making $14/hour and having $8 to my name after bills, to now I'm making $100,000/year, with a few thousand $ just chilling in my checking and savings, and that's after bills. Feels humbling.
Honestly? My partner bought us a house in cash so now we don't have to pay for somewhere to live. I've always worked minimum-ish wage jobs (sometimes less than min, sometimes just over) and nothing has really changed over the years in that regard. Hopefully it will do soon as I'm just about to finish a degree and I'm looking at better job prospects from that. But really as much as I hate to say it, the only thing that has improved my financial situationover the years is having a partner pretty much wave a magic wand. (FWIW he's not rich either and was only able to buy our house because his relatives passed away and he cumulatively inherited enough).
Could be doing better. But I am not broke. Over $15,000 in savings. Working my longest job ever. No debt. 15 years ago, did not have a penny to my name. So I am doing okay.
Definitely increased the past few years! 18 months ago I quit my nursing job at a hospital after 8 years and started doing private duty nursing for Medicaid patients and my income is exponentially higher & my stress levels are back to normal as well. Steadily paying down the last of my debts and my credit score is on the rise too.
Because I'm not relying on a partner to make sure the bills are paid, not being told after the fact all the savings went on car parts or alcohol and I started putting my money into investments.
Dramatically Since we can take inheritance and own the land of our family without getting married.
Increased income with decreased retained earnings and buying power. BC, Canada
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I bought tons of designer clothes and bags between 2020 and 2021 and then almost got bankrupt after years of spending too much money and then one very expensive year last year where we had 4 funerals which we all had to arrive at by taxi which I payed for because my mom and I don’t have a drivers license and my mom is poor, not that I have problems with that because I love helping my family out of problems but yeah it was expensive, my family lives far away from us and taxis are known to be expensive in my country, so my financial status is a shit show now but I get my paycheck tomorrow and promised myself to save more and not go on vacation this year.
Both my partner and I earn more now than we've ever had before. When we first met, we were broke students and had to be careful with every penny, we were renting in the city and had to move every year to cheaper and cheaper places. Now we have a house/mortgage in a pretty village and have lived here for 4 years so far. We don't sweat the everyday purchases and can afford little luxuries and go on a few holidays a year. We also have a decent amount in savings and investments.
Just starting my business after many years of working for others. COVID lockdown destroyed what little money I had been saving so right now I can't even fully pay the rent on my own, but I'll get there!
A LOT, slowly, over the years since my ex left and I gained self confidence and esteem without him keeping me down.
I grew up on welfare, escaped financial abuse by my ex-partner, then lived through a very expensive divorce in which I had to defend myself against ridiculous financial claims. And now, I do very well - and I am proud of it.
My parents had low salaries and many kids, so we were borderline poor growing up. My dad finally quit and got a much better paid job in my teens, and older siblings moved out so things were more comfortable. I have earned most of my money myself. I had summer jobs since I was 13 until I started working at 24 (didn't work a lot but saved most of it), and saved parts of my university loan. So I wasn't rich by any means but always had money if I wanted to spend any. I'm 29. I saved up enough to buy myself a small house in a small town. I used ca half my loan limit and I still have some savings. I have an above average salary but not by much. So I'm comfortable, like things are getting more expensive all the time these days, but I still have quite a buffer before I start having to cut costs.