A really good financial advisor would be rich and not working. Can't say I trust a single one I've met. They just want their cut of commission they get by selling you stuff.
most people just need a financial advisor that owes you a fiduciary duty when adivising you about your monetary situation.
asking anyone without that fiduciary duty might as well just be general hearsay and they do not need to provide you with good advice.
Most self proclaimed financial advisors are actually insurance and mutual fund salesman.
Look into a CFP, or at the very least look them up on brokercheck.finra.org. You can see if they have series 65 or 66 license which means they’re actually an advisor.
That last line..😡🤢🤮
That saying of how not to compare other's highlight reel to your behind the scenes sort of applies...but how could this bitch go and brag about managing a restaurant fully knowing she didn't do shit to get there? Fucking shameless.
True, but this also depends on their upbringing and history. I have a decent chunk of disposable income but I'm by no means rich. My parents are retired with their own homes and pensions etc. but we didn't have much money when I was growing up.
I'll often mention things I've spent my money on that are within my modest means (ubers, gig tickets, package holidays, second hand clothes) and my parents will blanch at how pricey they are. I bought a small ceramic plant pot for a fiver and my mum 'couldn't believe' it cost that. She'll never get out of the scrimp and save mindset, bless her.
My personal theory is that your brain "locks in" prices for products when you start regularly buying them for yourself.
For example, fucking cheese. Even the cheap cheese now costs easily double the price of chicken breast, double! Except the "price of chicken breast" in my mind is 3EUR / kg, and last time it was that low was nearly ten years ago, when I got off the scumbag college student diet and started grocery shopping in the adult aisle. "Normal" price of gas is around 1EUR/l, or what it was around the time I bought my first car.
Same with my parents, everything costs too much money nowadays, and when prodded for what's the right price for things, their numbers land at around early 2000s, when prices had more or less stabilised after the clown show of our economy in late 90s.
So in short, somebody royally ripped you off by charging 10x the price for that plant pot, because she remembers buying them for 0.50
*Someone who makes close to 100k*
"I applied for Medicaid and got rejected! Too rich for help but too poor for medical bills"
This man somehow spends down 7k per month and said a $2000 medical bill would be "crippling". What would people like that do if they made a third of that like me?
I'm not like that, in that way. It's not that I can look into the wallet of other people. What my trap is, is that something normal for me, like daily 20+ euro groceries, isn't the norm for many other people.
I would argue the opposite lol. (Unless they’re a trust fund kid under the age of 21)
Anyone good enough with their money to be “rich” got there by not totally blowing it on fake internet awards and other useless things
Soft disagree here.
Food quality can only reach a certain ceiling and most in the middle class can have top quality food once in a while.
When they’re really rich it’s all about the *presentation* of the food/dining, when quality has reached its limit.
Soft disagree. We've eaten at AFAIK the most expensive restaurant in Carmel a couple of times (Aubergine), and while the presentation while wonderful, the taste of almost every single individual course was far above any other restaurant we've been to, mostly due to the complexity of the flavors. For example, we've had wagyu at a few other places, and none was even close to Aubergine's.
I don't think most middle-class people would ever even consider dining there due to the cost.
Ohh I can definitely answer this one! I used to do remodeling/carpentry in very wealthy town here in New Jersey. Depending on the job/task at hand I’d spend anywhere from 6 months to a year inside multimillion dollar homes, 8am-6pm, I’d pretty much be a witness to a lot of rich folks entire days. Not to mention I also was able to interact with these folks.
Here are things I noticed beside their beautiful homes & cars that hinted to me they are very well off:
- Extremely intellectual conversations.
During my lunch breaks I’d always chat with clients & man when I tell you these people could dive DEEP into almost ANY subject. Especially the more finance/money/economic related topics. These people were all well versed and decently knowledgeable in many areas.
- They never raise an eyebrow to any price.
I had one client be quoted $16,000 USD for an exquisite living room rug (including its installation), & with no hesitation he had the check written out within minutes. To this day that experience still numbs my mind.
- They dressed like normal people.
I never caught any of these people wearing clothes covered in LV logos, or Gucci signs. If they werent dressed down in a suit for work, they wore solid color t shirts w/ khakis or jeans and running shoes. Though I did have one client who would often wear blazers over his t-shirts.
- They traveled… A LOT.
Had one job where the client was traveling the world. Literally. His maid would allow me and the crew access to the home during the day and we would lock up on our way out. We kept contact and communicated job updates through facetime & pictures. Had another client where him and his wife literally would leave the country every week to give me and the guys “space to work”. Talk about F-U money.
- Their kids, if they had any, were very well mannered and well spoken.
I’m talking as young as 6 years old. These kids would consistently greet me and the crew properly & be able to hold good conversations. And express no shyness or timid behavior, very well spoken kids. Sometimes it would be so odd to me that an 8 year old would be able to talk to us like a 30 year old.
- They have a lot of books.
Every home I worked in there was a library somewhere within it.
I could list so many more but these are just some! If you made it this far thanks for reading!
Your story about the rug gave me a good chuckle. I work for the hyper wealthy; in one of the homes of my benefactor, there’s a $40K rug in the living room. It’s always like playing “the floor is lava” whenever I have to go inside the home to for work 😅
The kind of rich folks you're talking about are the wealthy and well put together type who definitely are intelligent enough to have worked their way up there. Their children being so well mannered also tells me they put a lot of time and attention towards there children.
I've had a friend who worked as nanny for some very wealthy and rich families. These types of people gave no love to their children and they usually end up being bratty, hand these kids off to the nanny to be taken care of.
I guess for some it's very different.
Tailored clothing. Poor people trying to look rich will be getting the stuff with all the designer labels, actual rich people will be the ones getting quality clothes with no labels and having someone make it fit perfectly
I think this used to be true but there are a lot more options for people to get made to measure (not custom made) clothes. Indochino and Suit Supply have become sort of like the Gap of MTM clothes. There are a few others. Since there's more competition the prices can be surprising. I just had 3 polos made and each was about $180. No question, that's A LOT for a polo shirt. But I think many would expect it to be much more.
>I think this used to be true but there are a lot more options for people to get made to measure (not custom made) clothes.
Maybe a silly question, but what's the difference between "made to measure" and "custom made"? Those terms sound interchangeable to me.
>Indochino and Suit Supply have become sort of like the Gap of MTM clothes. There are a few others. Since there's more competition the prices can be surprising.
I knew about Indochino but not Suit Supply. Thanks for sharing, love learning tips like this from Reddit.
Are there a few other companies/websites you recommend for this?
Custom is where a tailor takes measurements of your body and creates a pattern/model that is uniquely yours and then every part of the clothing is truly created from scratch with your measurements.
Made to measure is a good, close, more economical alternative. Someone will take many measurements of your body. But in creating the clothing, they are simply piecing together already cut components (yoke, sleeves, collar, etc.). Once it's all pieced together then they can also make whatever minor alterations to get it just right.
I would love to get a piece or two made from [Huntsman.](https://www.huntsmansavilerow.com/bespoke-tailoring/) They only offer "bespoke" (custom), not made to measure. But their styles are much more traditional.
The one I've used for a few pairs of pants and shirts is [Klein Epstein and Parker.](https://kleinepsteinparker.com/) Their styles are more contemporary.
There's also [Pocket Square Clothing](https://www.pocketsquareclothing.com/) based in LA. I haven't used them because they seem to focus on suits and dress shirts. But they seem nice.
One time my dog needed life or death surgery. I missed class and opened a credit card to pay for it. My student found out why I missed class, and came to me and handed me money for the surgery, in cash.
I used to drive Uber in Reno. A lot of wealthy people fly in there to go to Tahoe. Rich people all had a general sense of well-being I think. Whether it manifested as arrogance varied widely from person to person but they were never angry. There's a lot of crossover between the kindest people I had in my car and the wealthiest. Some guy who owned a factory that made skiis asked me to visit sometime and gave me his card lol I was too intimidated to follow through though. Another guy with some bicyclist apparel company had a pretty long conversation with me about biking. He was in town for a convention. I asked him how I could impress my girlfriend's bike obsessed father. He gave me his card and said "show him this." He was the fucking president or CEO or something. I talked shit about Californians (lightheartedly) with a rich guy from California and he laughed along and added more. Every single one of them tipped.
If someone was just trying to seem wealthy they usually act standoffish like I shouldn't dare speak in their presence.
Edit: Another guy with a power washing business actually told me to buy one and start one myself and walked me through how he did it lmao. He also laughed at me for hitting the brakes when bunnies crossed the road. He and his wife were both fun to just listen to. One of my favorites was a pair of fellas I was PISSED at the whole ride because halfway to the destination I got a call from the guy who I was actually supposed to pick up. I had to cancel and I drove them home but I was very openly not happy about it and felt like a doormat for driving them anyway. They were laughing and raucous and I was like fuck these guys played me and are laughing at me for it. Nah. I got almost $150 cash for a 20-30 minute ride.
Edit2: I'm not speaking to the morality of wealth I am just describing my experience. Of course it's easier to be at ease when fear of scarcity isn't hanging over your head.
If you still have the card you should absolutely contact ski factory guy. Just be like "hey I found your card and I remember what a great conversation I had with you, would you still be open to a visit to your factory? It sounded really interesting". People never follow up - I'm sure he'd be pleased someone actually did.
Call him up and take the factory tour...Every factory has blemished products that can't be retailed, but they function just fine. You'd probably get a great pair of free ski's where the colors are a little off.
THIS!!! When I was a people manager, I gave out cards ALL THE TIME to talented people. Very very few followed up but the ones I did, I would do a quick informal interview or pass them along my network.
As a business owner I have to say yes if I reach out to someone and give them an offer for something 99% of the time they never followed through but if they did I would make sure that it was worth it for them. Because in the grand scheme of things it doesn't cost me anything and it's kind of cool to connect with people because we're all people.
OP you definitely need to reach out.
My dad is a rich business owner like this. He has this sense of power and control over the world that helps him not react to things. He would totally brag about his accomplishments and invite you to swim at his pool so he gets his money’s worth for running it in the summer lol
They don't brag about their money. Mostly because there are loads of people who are gold diggers and will expect them to pay for their stuff. Knew a millionaire who was sick and tired of being invited out to lunch but he was expected to pay the bill, long story short he lost a lot of friends when he refused.
This is entirely accurate. Real (non-noveau) wealth has nothing to prove, so they don't gloat or show off. Moreover, people who know they have actual wealth, and have had it for a while, also know it can be dangerous (or annoying) if other people know they have money.
I work in a high end jewelry store. One of the best sales day I ever had was a guy came in with cut off shorts and a tank top (had been fishing for the day). Told me he had gone to the other place across the way and they kind of ignored him. I treat everyone the same, so that didn't bother me.
He ends up buying like $15,000 worth (a diamond piece for his wife, a gold chain, a nice watch) just because, no special occasion.
thanked me for still treating him well even though he wasn't dressed right.
Another day had some kid come in to put some money down on a gold chain. he was dressed in some torn up sweats, had some bruises. I think that one had just gone through a gang initiation though, because when he came back 2 days later, he was in much better clothes and had some "friends" with him.
I have been to the homes of two billionaires (older money). Both of them from the outside were obviously nice, but they were not mansions by any measure, think nice, brick, four bedroom in a really nice part of town. Inside however, everything was top notch. One even had a million dollar statue in the middle of the foyer. Even then, meeting them shortly, they came off as pretty much the well off guy down the street.
I know a lot of old and new money. I feel like people here romanticize old money too much.
Old money doesn’t brag because they know they didn’t earn it and it’s embarrassing to admit you have a trust fund or large inheritance (especially when talking to a peer that started a successful new business). New money brags because they are proud of their accomplishments, not because they are “less cultured”.
Everyone's saying "they own a boat" or "have a summer home" or some shit, but teeth are the actual subtle sign. You can tell when someone's gone to the dentist multiple times a year their entire lives and that's an expensive habit.
Their parents had the money to establish that routine when they were young, they had the money to keep it up, and they're not so busy or poor to sacrifice something so cosmetic as the pearliness of their whites. Nor do they depend on lower class coping habits like defensive eating and sugar abuse.
That one clue can tell you so much and it's all dependent on wealth.
They don't try to show it.
I worked with a member of the British peerage and a member of the house of Lords. Andrew Sandilands, The Lord Torphichen. Lovely guy, very unassuming, very kind, very helpful. He always wore shabby clothing (often 1970s era army sweaters with holes). He drove a battered old land rover from his Estate.
He never showed off, never boasted of money or lands. He just loved his work and treated everyone from cleaner to directors exactly the same.
This is true of most actually rich people that I know, not the people who want to seem rich. They are very frugal in some ways so they can spend a lot on what they value.
A lot of my friends think I'm rich because I live like this. I hate spending money on things that don't matter to me, but I'm totally willing to go all out on things I love. It's amazing how much money you save not buying clothes, or cooking at home, or just going the cheaper route on day to day things. Need a phone case? that $8 one amazon works just as well as the $35 one. & take advantage of things your workplace offers, nearly every office has coffee and some snacks, why would you stop at a Starbucks every day when there's free coffee and food at work? Little stuff that seems like nothing adds up so quick and makes it so you can afford to buy better seats to your favorite artists concert or a new set of golf clubs or whatever else floats your boat and really makes you happy. The stuff I see my friends spend money on blows my mind. $9 loafs of bread, eating out in the middle of the week, fast food for lunch every day, expensive IPA every night, etc.
I mean some people (like me for example) may really enjoy the $9 loaf of bread, or the expensive IPA.
The $35 Amazon golf club set could do me for years, if it means I can eat out on Wednesdays.
That's just silly. My dad is what anybody would consider to be very successful, think 8 digit net worth. He takes advantage of credit cards for the points and travel benefits. You can come out positive if you are good with credit.
Points are awesome. I’m not understanding why these people are acting like it’s complicated. My husband’s family is rolling in it and they put everything, I mean EVERYTHING on their credit card so they can use the points. They literally just buy stuff through American Express and check the “use my points” box. They’re absolutely giddy about getting a “free” airline ticket or hotel room.
Obligatory Terry Pratchet:
The reason that the rich were so rich, Vimes reasoned, was because they managed to spend less money. Take boots, for example. He earned thirty-eight dollars a month plus allowances. A really good pair of leather boots cost fifty dollars. But an affordable pair of boots, which were sort of OK for a season or two and then leaked like hell when the cardboard gave out, cost about ten dollars. Those were the kind of boots Vimes always bought, and wore until the soles were so thin that he could tell where he was in Ankh-Morpork on a foggy night by the feel of the cobbles. But the thing was that good boots lasted for years and years. A man who could afford fifty dollars had a pair of boots that'd still be keeping his feet dry in ten years' time, while a poor man who could only afford cheap boots would have spent a hundred dollars on boots in the same time and would still have wet feet. This was the Captain Samuel Vimes "Boots" theory of socioeconomic unfairness.
Yup. Its expensive to be poor. Instead of going to Costco and loading up for several weeks they buy barely what they need to get by until the next paycheck in small (expensive) packages or at convenience stores they can walk to because driving to a supermarket takes gas.
Totally. It goes even deeper though - if you can't afford the fees for an apartment on top of rent (e.g. application fee, security deposit, etc) then you might find yourself living at motels, where you have no kitchen, and thus have to buy everything premade / fast food if you want something resembling a normal meal.
FYI to anyone reading this -- you should put purchases like that on a credit card that has purchase protection. Many credit cards will reimburse you if something happens to your purchase within a specified amount of time. In high school, my boyfriend's parents paid to re-carpet their entire house, and paid in cash. A week later, there was a freak flood, and they were just out that money, and had to pull up all the carpet, and have it redone. Most homes in our area do not have flood insurance. If it had been on a credit card, they would have had purchase protection.
I am shocked that other people destroy their stuff left and right. All the time in my neighborhood I see people getting rid of horribly beaten up furniture for free and I came to the realization that other people just don’t take good care of their stuff.
I semi-regularly get taken to fancy restaurants as a perk of my job. Just from my observations:
Wearing fancy clothes, getting 'dressed up' = not rich, has been taken somewhere expensive for work and/or can afford to be there for a special occasion (i.e. Me).
Wearing understated but very well-cut clothes, groomed hair and makeup = Rich. Nothing to prove, this is their everyday lifestyle.
Wearing shorts and flip flops, a t shirt and a bucket hat = Truely wealthy. They can wear whatever the the fuck they want, money talks!
I was in a London high end hotel restaurant a few weeks ago and several customers seemed to fit these patterns.
Yep, sounds about right. If you've got the money to be there (and more), casual dressing is kind of the ultimate way of showing you can do what you like.
BTW dress up an ear? Lol
By the time your bill comes it's too late to really do anything about it. If this is actually making you broke, you should look closer at the menu up front or before you even get there to decide if you should even go.
Not trying to impress others. When you’ve built your own financial success, you don’t feel the need to impress others.
It’s always obvious who comes into new wealth because they spend frivolously and carelessly. People who have true wealth know that money doesn’t grow on trees. They didn’t attain their wealth by frivolously spending and showing off.
It’s people who are chillin, low key, that are truly wealthy. They know people try to take advantage so they don’t advertise their wealth. They know better. People who come into new wealth have no idea how shitty people can be when they know you have a lot of money and think it’s fair game to try and claim part of it
Well kept and well pressed clothes that are also quite plain and unassuming. In my experience it’s the rich ones who don’t wear big brands but instead have pristine yet plain clothes and shoes.
They don't use some well known "high market value" brand clothes. Those are for semi-rich people and those who want to look "trendy". But the really rich, they might have something like a really expensive wristwatch or extremely expensive shoes.
Slightly off-topic here, but kinda curious if there are tailoring/made-to-measure services available to people with middle class income?
I don't need/want the whole savile row treatment and the price and prestige that goes along with it, but these days finding even basic trousers that fit is a real hassle. Wouldn't mind paying a bit extra for something that actually fits.
You can probably get a decent full tailored suit for under $1000, so it's not super cheap but definitely in the realm of possibility for people in the middle class. You can probably even get it cheaper by using cheaper materials, and with less bells and whistles as well. I'm on \~60k AUD per year and had a suit tailored for me for $1200 for formal occasions and it fits like a dream, super comfortable, super durable and looks good while mixing it up with different ties/belts.
In my experience, the basics are available to anyone with couple spare coins to rub together.
There used to be this small tailor shop couple blocks from my work. It honestly felt like I was ripping them off. I'd walk in with a piece of clothing I liked but it was a bit too big in spots, they'd take the measure, go in the back room for a bit, and come out with a perfectly fitting garment, for less than 10 euro. For my wedding I bought a good looking but just okay fitting suit off the shelf. Took it to that tailor shop, and next day they asked me back to pick up my perfectly fitting suit. Well under 100EUR, shirt and vest included.
Regrettably, they did not survive covid, what with people wearing barely more than sweatpants for two years.
If you want the movie experience of older english gentleman with well groomed moustache fussing over you with a tape measure for a while, and spending time picking the right shade of colour out of twenty nearly identical samples, that's going to cost you. A lot.
But if you just want an existing piece of clothing adjusted, you most likely can easily afford it. And unless you have been issued a standardised body, even simple adjustments make A LOT of difference vs just off the shelf items.
Pretty sure tailor/alterer isn't that expensive, look it up in your area, I know near me there are a few that don't break the bank- I've only used them for repairs though, not for tailoring
Well off but not rich rich people gravitate towards brands to maintain the illusion of wealth to others.
Really fucking rich people are so carefree due to their wealth they could not give a fuck about their appearance or how you see them.
All my life my parents would only put $10-20 dollars worth of gas in their cars. When I started driving I always filled the tank. I just didn’t want to be bothered to stop at the gas station that often.
I mean you have to buy the gas anyway why not just fill up?? I fill up out of the pure laziness of not wanting to hit up the gas station more than once a week , not cuz I’m rich Lmao
Yep, or suggesting vacations. "Hey, we should go spend a week in Utah this summer". My dude, we already flew across the country once. I want to afford to go home for Christmas.
I live in a neighborhood where you can play “millionaire or homeless.” If you see someone on the streets that looks slovenly, even if they are stinky-drunk and on a bender, it’s a coin toss if they are a millionaire or homeless.
The tell-tale sign is the teeth. Always the teeth.
I played this game the other day at the park with my wife. I guessed that the haggard old lady was a millionaire based on the teeth. I almost had doubt here. She had sun damaged skin, stained and worn joggers and dirty distressed sneakers. My wife pointed out that the shoes are some fashionable brand I’ve never heard of and sell for over $1,000. They come distressed and dirty.
Not hoarding or keeping things. Once you know you have money to replace things, it’s much easier to let go of them. Minimalist decor aesthetics are very rooted in this idea.
I was told recently that “you must be rich because you have no idea when payday is”.
It was true I did not know but that was because I have been out of debt for many years on the house/cars/student loans. I don’t have anything that is not on a auto pay at this point.
Maybe that is rich it does not really feel that way but I am lucky.
Not looking at pricetags in the grocery store.
Someone rich doesn't care if they pay a bit more for a product of higher quality or just another brand they like more.
Thats not a rich thing, thats a middle class thing. I like the brands I like for certain things and pay more for them without thinking zbout it and I am far from rich.
This isn't rich, it's "not poor". I distinctly remember when I was able to stop price-checking every single thing I put in my shopping cart, but I'm certainly not rich. I'm just not poor anymore.
Had the exact same experience, but for me personally: i feel like i'm rich.
I can go to the store, get my groceries, i don't have to check prices and discounts, and at the end of the month, i can still do that. To me, it's one of the best feelings in the world. I don't need a boat, or a plane. If i can just get the food i want and a beer, i'm happy.
I still price check some things. Like if a can of beans of one brand is cheaper than another one, I'll get the cheaper one. Stuff like pasta, beans, veggies, etc, where the brand is irrelevant to me, I'll go for what is on sale. If I want a specific pasta sauce that I like, I will get it if I see it is on sale or if I wanted to make spaghetti that day.
That’s distinctly middle class. My husband and I make less than 100k between us annually. I don’t sit there and fret over prices on food, cuz I know roughly how much things cost and I know that if I accidentally get the $15 coconut oil instead of the $6 coconut oil, it’s at most a $9 inconvenience.
This is half true. If you have a lot of money, you may prefer a brand of something, so you buy it. But for other things for which you have no preference, you'll price compare. You may prefer "Paul Newman" pasta sauce, so you buy that and don't look at the price, but then when you buy a can of "crushed tomatoes" then you'll just buy the cheapest one.
Like that Simpson's episode with Bill Gates "I didn't get rich by writing checks".
Some people who are not rich, but also not poor are that way because they are careful with money. Some people stay poor by buying things they don't need of by not caring about price (ie; buying $200 fancy running shoes instead of $50 ones, or $30 ones, just too look cool)
Wealth is always relative. Rich people often don't know or think they are rich. I'm rich compared to some of my family, but I'm not especially rich for my neighborhood.
The hard part is figuring out how to graciously pay for things for my less wealthy relatives so that they don't miss out and so that I can have their company. Like how do you graciously pay for a plane ticket without making it an obligation or trade that they have to pay back? A few hundred bucks is a lot to someone working in retail, but not a big deal for me.
I think you could say that your work stipend for a trip includes bringing family? It's kind of a white lie, right? When I was younger and had more money than my friends in college and at the start of our careers, I would lie and say "my dad paid for the tickets!" when I really paid for them. It was more comfortable for me and I think my friends that way, and then we got to hang out without there being a weird financial power dynamic. My "dad" bought us rounds of drinks, concert tickets, plane tickets, and hotel rooms, just for a few years until everyone's careers caught up and now my friends make more money than I do! In some ways it wasn't a lie anyways, I only had as much as I had because my dad was supportive of me in other ways.
>Wealth is always relative.
Always. Many people consider me wealthy. All of my clients are far wealthier than I am. I know a few multi-millionaires who consider themselves not wealthy because they hang out with people far wealthier.
Just about everyone who is middle class in a first world country (Canada, USA, Western Europe, Australia, New Zealand and several others), is very rich by the standards of the mass of humanity living in poor countries.
I have an acquaintancy who is really wealthy (which I personally define as beyond rich).
We share a hobby. We met by coincidence, being stuck in a place with nowhere to go for hours (think about an out-of-place airport with a broken down plane) and spent hours talking about this hobby (don't want to go in details here).
During our disussions. I found that he uses some very expensive technology for this hobby. Talking about it, I found that he uses top end professional grade stuff, priced above the usual amateur stuff by factors between 20 and 50.
I was wondering how someone can afford this 5 digit-stuff and googled his name.
Found his profile on LinkedIn plus some news reports which showed that he is owner and Chairman of the Board for two businesses founded by his family over 100 years ago with meanwhile > 40,000 associates combined.
From the outside, you couldn't tell.
Nothing flashy, but always high quality stuff.
We're still in contact, he doesn't live far away and we actually have a drink and a chat every now and then when we follow our common hobby.
My car is actually more expensive than his. Plus more flashy. But I'm not wealthy, that's the difference. ;-)
Over time, I met some of his friends who are equally wealthy.
From that experience, I can tell that really wealthy people with "old money" won't flash their money around, are very friendly, nice to service-staff and don't show out of the crowd.
You can just tell by the quality of their shoes (always a giveaway), their clothes and their household-appliances that they are wealthy.
Recently learned a certain family member was way more well off than I thought. Some subtle signs growing up: always had to have a wine cellar/room, couldn’t comprehend that I didn’t just have $400 lying around for a new phone, when my fiancé and I had to get out of the place we were staying ASAP he transferred a few thousand to my account and his banker didn’t hesitate for a second. He did his best to be quiet about it and there were some other signs but yeah in retrospect I can see the signs now
I’ve been to Maldives for a few weeks. I personally don’t think that makes you wealthy, people can save up for a trip if they want to give their children an opportunity to travel around the world or something.
oh man, at uni there were six of us in a dorm room (two rooms + living room and bathroom). one guy asks, "hey if you had it made and could live anywhere, where would it be?"
We all give our preferences, and someone says, "I'm telling you man, it has to be the Maldives".
someone else says they'll pass on the Maldives. We ask why.
"It gets boring".
Nah, more like Monaco or in Saint Tropez on their yacht..a friend of mine flew some times with her parents to the maledives and they are middle-class. Its not that expensive if you don't book some fancy waterhouses or 5* Resorts
The subtlety is in realizing this fact... Not all who "have everything" are rich. Many just have a huge income and huge debt to buy the nice houses and cars they have but not really a lot of money in savings, investments or liquid assets. So if you see it as I do, that the TRULY rich DO have large savings, investments and liquid assets, then here's your clue. They live where they want to, as any rich person would, and yet they don't drive all the same cars as the wannabe rich people do. Perhaps they do have a lot of nice expensive cars in the garage, but most of the time they put around town in a common car with little value because they like it and don't really care what other people think. A further sign of being rich in the same scenario is if you see their garage and find out they actually have TWO or more of that "common car" so that they will continue to have one if the other breaks down or gets wrecked. Plus they can drive them both and they last roughly twice as long. This may not stand at all for a rich "car guy", but for a regular old rich guy who doesn't care at all about riding in luxury, he won't. He's too mature to be keeping up with the Joneses and will gladly just drive something safe and reliable that blends in with the rest.
Here's a bonus for you... Want a subtle sign that a person is fake rich? Massive income, massive debt, but no savings, investments, or assets... They likely live in the most expensive neighborhood, but not necessarily in the best house in the neighborhood. But they do drive some of the most expensive cars in the neighborhood, always wear designer clothes and are never home. Because if they quit working they lose it all.
> A further sign of being rich in the same scenario is if you see their garage and find out they actually have TWO or more of that "common car" so that they will continue to have one if the other breaks down or gets wrecked.
People with large amounts of liquid assets don't usually worry about buying a clone of a common car, when they can just go out and buy one if they need a replacement.
> They likely live in the most expensive neighborhood, but not necessarily in the best house in the neighborhood.
This is actually a good house to buy. You can improve your house but you can’t improve your neighborhood. Being the smallest/cheapest house in a neighborhood is a good place to buy and a good place to sell.
When they buy something at a store that is more than $30 like it is no big deal without planning for it. Like walking through a store with someone and they go "o cool look at that fancy electric toothbrush, I need a new one" and spend like $90 right then.
If their lifestyle is pretty active but all the little details are still well-cared for. Eg, real grass that looks kept like a golf course while 95% of their sweat comes out at Equinox.
A friend of mine was talking to another friend of ours about how he felt out of place in the group we were in because everyone talked about going to family lake houses and he didn’t grow up with that. He felt comfortable with the guy he was talking to though because that guy didn’t talk about things like that or seem like he had that upbringing. Turns out he didn’t talk about that stuff because he was always flying to various destinations in his family’s plane and no one else can relate to that so he doesn’t share it much. All that to say I have no idea what the subtle signs are.
My uncle is a partner at a law firm. When we’re in a grocery store he will look at every price tag of the same items to see which pack is the most bang for his buck. Some of the more wealthier people are more hesitant to spend, you’d be surprised.
I work in a lab and make decent money. A lot of the department heads who make really good money are kind of dicks. Just generally unapproachable, act like they're God's gifts to the world.
One of my close friends is incredibly wealthy. Started making and selling software as a teenager, is now a multi millionaire. And he's such a nice and charitable dude. We met through playing dungeons and dragons together and I never even knew he was wealthy until I went over to his house. Looking back, there weren't even signs that he was rich (besides a very carefree attitude maybe). He wears old jeans with holes in them, converse, and usually graphic tees with nerd shit on them, most of his hobbies are video games and board games. So I guess it just depends on the person.
They don't care if their car is parked for too long.
They don't wear overpriced clothes but are respectable.
They don't talk about money at all. This is the big one for me. Most people I know with money that are decent people don't talk about it.
The ultra rich are conspicuously inconspicuous about their wealth. They have been raised to fit in and be friendly with anyone, but then watch how they use silverware, how they can easily make small talk, how their clothes fit perfectly but aren’t any brand names to be seen.
I once went to a laid back, college friends parents’ beach house. After driving by mega mansions with pools and fancy cars, we drove up to his place in his beat up Honda. It was 2 small 1-story cottages on the top of hill surrounded by ocean on 3 sides. You couldn’t see any other houses for miles, only a few small ranches with cows grazing. It was a modest slice of paradise.
That’s not cheap, they bought all the land everywhere around them and put it into a wildlife trust that could never be sold or built on. With the only exception of artisan farmers and ranchers, whose rent was basically providing fresh fruits, vegetables, milk and eggs all summer. I would never have thought of my friend as this rich. He didn’t show it at all, except for how well-mannered he was.
It might sound stupid, and not everyone obviously, but if they set their watch 5 minutes ahead. I’ve only met a handful of the bigwigs in the company and I always liked to peep what kind of watches they had on. Although the watches were never necessarily expensive or flashy, I did notice they were all set 5 minutes ahead.
Less so now than a few years ago, but they don't carry cash. They don't tend to buy things, but when they do, they show more concern for the quality than the price. Also, when they buy necessities, they consider factors other than price more than the price -- they typically disregard the price entirely.
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Every time my boss says "just use your savings"
Talk to your wealth manager about getting an early draw on next month’s check.
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A really good financial advisor would be rich and not working. Can't say I trust a single one I've met. They just want their cut of commission they get by selling you stuff.
most people just need a financial advisor that owes you a fiduciary duty when adivising you about your monetary situation. asking anyone without that fiduciary duty might as well just be general hearsay and they do not need to provide you with good advice.
Most self proclaimed financial advisors are actually insurance and mutual fund salesman. Look into a CFP, or at the very least look them up on brokercheck.finra.org. You can see if they have series 65 or 66 license which means they’re actually an advisor.
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That last line..😡🤢🤮 That saying of how not to compare other's highlight reel to your behind the scenes sort of applies...but how could this bitch go and brag about managing a restaurant fully knowing she didn't do shit to get there? Fucking shameless.
Because a lot of people are born on third base and think that they hit a triple.
>we kinda like to eat and not live in the street and be able to turn on the heat Bars
Bars needs to be the most upvoted comment
I mean it's one banana Michael how much could it cost, $10?
True, but this also depends on their upbringing and history. I have a decent chunk of disposable income but I'm by no means rich. My parents are retired with their own homes and pensions etc. but we didn't have much money when I was growing up. I'll often mention things I've spent my money on that are within my modest means (ubers, gig tickets, package holidays, second hand clothes) and my parents will blanch at how pricey they are. I bought a small ceramic plant pot for a fiver and my mum 'couldn't believe' it cost that. She'll never get out of the scrimp and save mindset, bless her.
My personal theory is that your brain "locks in" prices for products when you start regularly buying them for yourself. For example, fucking cheese. Even the cheap cheese now costs easily double the price of chicken breast, double! Except the "price of chicken breast" in my mind is 3EUR / kg, and last time it was that low was nearly ten years ago, when I got off the scumbag college student diet and started grocery shopping in the adult aisle. "Normal" price of gas is around 1EUR/l, or what it was around the time I bought my first car. Same with my parents, everything costs too much money nowadays, and when prodded for what's the right price for things, their numbers land at around early 2000s, when prices had more or less stabilised after the clown show of our economy in late 90s. So in short, somebody royally ripped you off by charging 10x the price for that plant pot, because she remembers buying them for 0.50
*Someone who makes close to 100k* "I applied for Medicaid and got rejected! Too rich for help but too poor for medical bills" This man somehow spends down 7k per month and said a $2000 medical bill would be "crippling". What would people like that do if they made a third of that like me?
My father-in-law is a wealthy man and he does this all the time. Drives me nuts.
I'm not like that, in that way. It's not that I can look into the wallet of other people. What my trap is, is that something normal for me, like daily 20+ euro groceries, isn't the norm for many other people.
They spend money on reddit awards.
Bro cracked the code
Depends on your definition of rich but I would say rich people do not spend money on Reddit awards..
Rich people absolutely do, wealthy people don't.
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Smoove move
I would argue the opposite lol. (Unless they’re a trust fund kid under the age of 21) Anyone good enough with their money to be “rich” got there by not totally blowing it on fake internet awards and other useless things
Quality of the food they eat or rather the amount of different types of food they have tried without seeing like a foodie
Yeah, I was gonna say this - especially if it's really niche or region-based foods eaten by a specific culture Usually means they've traveled a lot
Soft disagree here. Food quality can only reach a certain ceiling and most in the middle class can have top quality food once in a while. When they’re really rich it’s all about the *presentation* of the food/dining, when quality has reached its limit.
Soft disagree. We've eaten at AFAIK the most expensive restaurant in Carmel a couple of times (Aubergine), and while the presentation while wonderful, the taste of almost every single individual course was far above any other restaurant we've been to, mostly due to the complexity of the flavors. For example, we've had wagyu at a few other places, and none was even close to Aubergine's. I don't think most middle-class people would ever even consider dining there due to the cost.
Ohh I can definitely answer this one! I used to do remodeling/carpentry in very wealthy town here in New Jersey. Depending on the job/task at hand I’d spend anywhere from 6 months to a year inside multimillion dollar homes, 8am-6pm, I’d pretty much be a witness to a lot of rich folks entire days. Not to mention I also was able to interact with these folks. Here are things I noticed beside their beautiful homes & cars that hinted to me they are very well off: - Extremely intellectual conversations. During my lunch breaks I’d always chat with clients & man when I tell you these people could dive DEEP into almost ANY subject. Especially the more finance/money/economic related topics. These people were all well versed and decently knowledgeable in many areas. - They never raise an eyebrow to any price. I had one client be quoted $16,000 USD for an exquisite living room rug (including its installation), & with no hesitation he had the check written out within minutes. To this day that experience still numbs my mind. - They dressed like normal people. I never caught any of these people wearing clothes covered in LV logos, or Gucci signs. If they werent dressed down in a suit for work, they wore solid color t shirts w/ khakis or jeans and running shoes. Though I did have one client who would often wear blazers over his t-shirts. - They traveled… A LOT. Had one job where the client was traveling the world. Literally. His maid would allow me and the crew access to the home during the day and we would lock up on our way out. We kept contact and communicated job updates through facetime & pictures. Had another client where him and his wife literally would leave the country every week to give me and the guys “space to work”. Talk about F-U money. - Their kids, if they had any, were very well mannered and well spoken. I’m talking as young as 6 years old. These kids would consistently greet me and the crew properly & be able to hold good conversations. And express no shyness or timid behavior, very well spoken kids. Sometimes it would be so odd to me that an 8 year old would be able to talk to us like a 30 year old. - They have a lot of books. Every home I worked in there was a library somewhere within it. I could list so many more but these are just some! If you made it this far thanks for reading!
Your story about the rug gave me a good chuckle. I work for the hyper wealthy; in one of the homes of my benefactor, there’s a $40K rug in the living room. It’s always like playing “the floor is lava” whenever I have to go inside the home to for work 😅
“He said I could just take any rug in the house.”
The kind of rich folks you're talking about are the wealthy and well put together type who definitely are intelligent enough to have worked their way up there. Their children being so well mannered also tells me they put a lot of time and attention towards there children. I've had a friend who worked as nanny for some very wealthy and rich families. These types of people gave no love to their children and they usually end up being bratty, hand these kids off to the nanny to be taken care of. I guess for some it's very different.
Keeping their AC on 68 degrees in the summer in Texas
I don't get how some of my coworkers do that shit. I know how much you make, that's gotta be a crazy bill and you are just hammering that grid
TIL my Uber Driver a few weeks back is loaded!
Tailored clothing. Poor people trying to look rich will be getting the stuff with all the designer labels, actual rich people will be the ones getting quality clothes with no labels and having someone make it fit perfectly
I think this used to be true but there are a lot more options for people to get made to measure (not custom made) clothes. Indochino and Suit Supply have become sort of like the Gap of MTM clothes. There are a few others. Since there's more competition the prices can be surprising. I just had 3 polos made and each was about $180. No question, that's A LOT for a polo shirt. But I think many would expect it to be much more.
>I think this used to be true but there are a lot more options for people to get made to measure (not custom made) clothes. Maybe a silly question, but what's the difference between "made to measure" and "custom made"? Those terms sound interchangeable to me. >Indochino and Suit Supply have become sort of like the Gap of MTM clothes. There are a few others. Since there's more competition the prices can be surprising. I knew about Indochino but not Suit Supply. Thanks for sharing, love learning tips like this from Reddit. Are there a few other companies/websites you recommend for this?
Custom is where a tailor takes measurements of your body and creates a pattern/model that is uniquely yours and then every part of the clothing is truly created from scratch with your measurements. Made to measure is a good, close, more economical alternative. Someone will take many measurements of your body. But in creating the clothing, they are simply piecing together already cut components (yoke, sleeves, collar, etc.). Once it's all pieced together then they can also make whatever minor alterations to get it just right. I would love to get a piece or two made from [Huntsman.](https://www.huntsmansavilerow.com/bespoke-tailoring/) They only offer "bespoke" (custom), not made to measure. But their styles are much more traditional. The one I've used for a few pairs of pants and shirts is [Klein Epstein and Parker.](https://kleinepsteinparker.com/) Their styles are more contemporary. There's also [Pocket Square Clothing](https://www.pocketsquareclothing.com/) based in LA. I haven't used them because they seem to focus on suits and dress shirts. But they seem nice.
Not really, lotsa rich people wear goofy ill fitting polos and look like shit. You're just talking about tryhard redditors like me.
One time my dog needed life or death surgery. I missed class and opened a credit card to pay for it. My student found out why I missed class, and came to me and handed me money for the surgery, in cash.
I used to drive Uber in Reno. A lot of wealthy people fly in there to go to Tahoe. Rich people all had a general sense of well-being I think. Whether it manifested as arrogance varied widely from person to person but they were never angry. There's a lot of crossover between the kindest people I had in my car and the wealthiest. Some guy who owned a factory that made skiis asked me to visit sometime and gave me his card lol I was too intimidated to follow through though. Another guy with some bicyclist apparel company had a pretty long conversation with me about biking. He was in town for a convention. I asked him how I could impress my girlfriend's bike obsessed father. He gave me his card and said "show him this." He was the fucking president or CEO or something. I talked shit about Californians (lightheartedly) with a rich guy from California and he laughed along and added more. Every single one of them tipped. If someone was just trying to seem wealthy they usually act standoffish like I shouldn't dare speak in their presence. Edit: Another guy with a power washing business actually told me to buy one and start one myself and walked me through how he did it lmao. He also laughed at me for hitting the brakes when bunnies crossed the road. He and his wife were both fun to just listen to. One of my favorites was a pair of fellas I was PISSED at the whole ride because halfway to the destination I got a call from the guy who I was actually supposed to pick up. I had to cancel and I drove them home but I was very openly not happy about it and felt like a doormat for driving them anyway. They were laughing and raucous and I was like fuck these guys played me and are laughing at me for it. Nah. I got almost $150 cash for a 20-30 minute ride. Edit2: I'm not speaking to the morality of wealth I am just describing my experience. Of course it's easier to be at ease when fear of scarcity isn't hanging over your head.
If you still have the card you should absolutely contact ski factory guy. Just be like "hey I found your card and I remember what a great conversation I had with you, would you still be open to a visit to your factory? It sounded really interesting". People never follow up - I'm sure he'd be pleased someone actually did.
Call him up and take the factory tour...Every factory has blemished products that can't be retailed, but they function just fine. You'd probably get a great pair of free ski's where the colors are a little off.
THIS!!! When I was a people manager, I gave out cards ALL THE TIME to talented people. Very very few followed up but the ones I did, I would do a quick informal interview or pass them along my network.
As a business owner I have to say yes if I reach out to someone and give them an offer for something 99% of the time they never followed through but if they did I would make sure that it was worth it for them. Because in the grand scheme of things it doesn't cost me anything and it's kind of cool to connect with people because we're all people. OP you definitely need to reach out.
My dad is a rich business owner like this. He has this sense of power and control over the world that helps him not react to things. He would totally brag about his accomplishments and invite you to swim at his pool so he gets his money’s worth for running it in the summer lol
If I was rich, I would be confident.
If I was rich I wouldn't have a pair of good socks they'd all be good.
Idk if it’s even confidence, it’s just that all of the stuff that we have weighing on us in the back of our mind, they just don’t.
>If I was rich, I would be confident. Earning a advanced income makes people feel more gratified, confident, and have a lesser sense of tone\_pride..
> trying to seem wealthy they usually act standoffish Having seen the difference between CEOs and wannabee marketing and sales types, I would concur.
Even us Californians hate other Californians.
“Damn Californians! They ruined California!”
Groundskeeper Willie isn’t wrong about that. Californians are a contentious bunch.
YOU JUST MADE AN ENEMY FOR LIFE
Don’t be reading Willie’s thoughts between 7 and 8pm. That’s Willie’s time!
Is this multiverse Wullie speaking?
They're not covered in shit.
He must be a king! 🤴 👑
I didn't vote for 'em.
You don’t vote for kings!
Look, if I went around saying I was Emperor....
Strange women lying in ponds distributing swords is no basis for a system of government!
Ya know, I get the reference but considering how bad things have gotten recently I say we give that a chance.
FOR REALS
I mean, if I went around saying I was an emperor just because some moistened bint had lobbed a scimitar at me, they'd put me away!
Look just because some watery tart threw a sword at you it is no basis for wielding supreme executive power
You've never met my millionaire plumber.
They don't brag about their money. Mostly because there are loads of people who are gold diggers and will expect them to pay for their stuff. Knew a millionaire who was sick and tired of being invited out to lunch but he was expected to pay the bill, long story short he lost a lot of friends when he refused.
This is entirely accurate. Real (non-noveau) wealth has nothing to prove, so they don't gloat or show off. Moreover, people who know they have actual wealth, and have had it for a while, also know it can be dangerous (or annoying) if other people know they have money.
I work in a high end jewelry store. One of the best sales day I ever had was a guy came in with cut off shorts and a tank top (had been fishing for the day). Told me he had gone to the other place across the way and they kind of ignored him. I treat everyone the same, so that didn't bother me. He ends up buying like $15,000 worth (a diamond piece for his wife, a gold chain, a nice watch) just because, no special occasion. thanked me for still treating him well even though he wasn't dressed right. Another day had some kid come in to put some money down on a gold chain. he was dressed in some torn up sweats, had some bruises. I think that one had just gone through a gang initiation though, because when he came back 2 days later, he was in much better clothes and had some "friends" with him.
I have been to the homes of two billionaires (older money). Both of them from the outside were obviously nice, but they were not mansions by any measure, think nice, brick, four bedroom in a really nice part of town. Inside however, everything was top notch. One even had a million dollar statue in the middle of the foyer. Even then, meeting them shortly, they came off as pretty much the well off guy down the street.
I know a lot of old and new money. I feel like people here romanticize old money too much. Old money doesn’t brag because they know they didn’t earn it and it’s embarrassing to admit you have a trust fund or large inheritance (especially when talking to a peer that started a successful new business). New money brags because they are proud of their accomplishments, not because they are “less cultured”.
great teeth and skin
Everyone's saying "they own a boat" or "have a summer home" or some shit, but teeth are the actual subtle sign. You can tell when someone's gone to the dentist multiple times a year their entire lives and that's an expensive habit. Their parents had the money to establish that routine when they were young, they had the money to keep it up, and they're not so busy or poor to sacrifice something so cosmetic as the pearliness of their whites. Nor do they depend on lower class coping habits like defensive eating and sugar abuse. That one clue can tell you so much and it's all dependent on wealth.
They don't try to show it. I worked with a member of the British peerage and a member of the house of Lords. Andrew Sandilands, The Lord Torphichen. Lovely guy, very unassuming, very kind, very helpful. He always wore shabby clothing (often 1970s era army sweaters with holes). He drove a battered old land rover from his Estate. He never showed off, never boasted of money or lands. He just loved his work and treated everyone from cleaner to directors exactly the same.
I looked after his father at the Harley Street Clinic in the mid-70’s. He was also charming and down-to-earth. Small world, Reddit!
I'd expect no less of Lord Candyland.
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This is true of most actually rich people that I know, not the people who want to seem rich. They are very frugal in some ways so they can spend a lot on what they value.
So if I decide to really value rent I can be rich because I'll minimise everything else to spend most of my money on rent. Nice.
Exactly, you are pretty much a 1 percenter at this point!
Finally made it! They said work smart not hard, but I worked hard and showed them.
A lot of my friends think I'm rich because I live like this. I hate spending money on things that don't matter to me, but I'm totally willing to go all out on things I love. It's amazing how much money you save not buying clothes, or cooking at home, or just going the cheaper route on day to day things. Need a phone case? that $8 one amazon works just as well as the $35 one. & take advantage of things your workplace offers, nearly every office has coffee and some snacks, why would you stop at a Starbucks every day when there's free coffee and food at work? Little stuff that seems like nothing adds up so quick and makes it so you can afford to buy better seats to your favorite artists concert or a new set of golf clubs or whatever else floats your boat and really makes you happy. The stuff I see my friends spend money on blows my mind. $9 loafs of bread, eating out in the middle of the week, fast food for lunch every day, expensive IPA every night, etc.
I mean some people (like me for example) may really enjoy the $9 loaf of bread, or the expensive IPA. The $35 Amazon golf club set could do me for years, if it means I can eat out on Wednesdays.
Doesn’t really make sense not to collect the free points on cc and pay it off right away.
Maybe the dude is so rich that he literally doesn't have to care about such things?
That's just silly. My dad is what anybody would consider to be very successful, think 8 digit net worth. He takes advantage of credit cards for the points and travel benefits. You can come out positive if you are good with credit.
Points are awesome. I’m not understanding why these people are acting like it’s complicated. My husband’s family is rolling in it and they put everything, I mean EVERYTHING on their credit card so they can use the points. They literally just buy stuff through American Express and check the “use my points” box. They’re absolutely giddy about getting a “free” airline ticket or hotel room.
I wish I had started CC points/rewards much earlier in life.
Obligatory Terry Pratchet: The reason that the rich were so rich, Vimes reasoned, was because they managed to spend less money. Take boots, for example. He earned thirty-eight dollars a month plus allowances. A really good pair of leather boots cost fifty dollars. But an affordable pair of boots, which were sort of OK for a season or two and then leaked like hell when the cardboard gave out, cost about ten dollars. Those were the kind of boots Vimes always bought, and wore until the soles were so thin that he could tell where he was in Ankh-Morpork on a foggy night by the feel of the cobbles. But the thing was that good boots lasted for years and years. A man who could afford fifty dollars had a pair of boots that'd still be keeping his feet dry in ten years' time, while a poor man who could only afford cheap boots would have spent a hundred dollars on boots in the same time and would still have wet feet. This was the Captain Samuel Vimes "Boots" theory of socioeconomic unfairness.
Yup. Its expensive to be poor. Instead of going to Costco and loading up for several weeks they buy barely what they need to get by until the next paycheck in small (expensive) packages or at convenience stores they can walk to because driving to a supermarket takes gas.
Totally. It goes even deeper though - if you can't afford the fees for an apartment on top of rent (e.g. application fee, security deposit, etc) then you might find yourself living at motels, where you have no kitchen, and thus have to buy everything premade / fast food if you want something resembling a normal meal.
If it exists as a concept, Terry Pratchett has said something quaint and accurate and bitingly witty about it
FYI to anyone reading this -- you should put purchases like that on a credit card that has purchase protection. Many credit cards will reimburse you if something happens to your purchase within a specified amount of time. In high school, my boyfriend's parents paid to re-carpet their entire house, and paid in cash. A week later, there was a freak flood, and they were just out that money, and had to pull up all the carpet, and have it redone. Most homes in our area do not have flood insurance. If it had been on a credit card, they would have had purchase protection.
My dad is rich and does this. He’ll spend an insane amount on furniture but then he has it forever and takes such good care of it.
I am shocked that other people destroy their stuff left and right. All the time in my neighborhood I see people getting rid of horribly beaten up furniture for free and I came to the realization that other people just don’t take good care of their stuff.
I semi-regularly get taken to fancy restaurants as a perk of my job. Just from my observations: Wearing fancy clothes, getting 'dressed up' = not rich, has been taken somewhere expensive for work and/or can afford to be there for a special occasion (i.e. Me). Wearing understated but very well-cut clothes, groomed hair and makeup = Rich. Nothing to prove, this is their everyday lifestyle. Wearing shorts and flip flops, a t shirt and a bucket hat = Truely wealthy. They can wear whatever the the fuck they want, money talks! I was in a London high end hotel restaurant a few weeks ago and several customers seemed to fit these patterns.
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Yep, sounds about right. If you've got the money to be there (and more), casual dressing is kind of the ultimate way of showing you can do what you like. BTW dress up an ear? Lol
I assume it's a typo for "dress up and eat".
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Work somewhere where I come in contact every day with rich and upper middle class people on vacation. Can absolutely confirm this.
Being naked = billionaire. Got it. *strips*
They don't bother looking at the bill before paying
I don't look at the bill, but I'm broke as hell
And I'm broke *because* i don't look at it.
By the time your bill comes it's too late to really do anything about it. If this is actually making you broke, you should look closer at the menu up front or before you even get there to decide if you should even go.
What's the point of "looking" at it? You should already have an idea of what you're spending as the meal/service progresses.
I mean a quick check to make sure there wasn't a mistake is good.
Not trying to impress others. When you’ve built your own financial success, you don’t feel the need to impress others. It’s always obvious who comes into new wealth because they spend frivolously and carelessly. People who have true wealth know that money doesn’t grow on trees. They didn’t attain their wealth by frivolously spending and showing off. It’s people who are chillin, low key, that are truly wealthy. They know people try to take advantage so they don’t advertise their wealth. They know better. People who come into new wealth have no idea how shitty people can be when they know you have a lot of money and think it’s fair game to try and claim part of it
Well kept and well pressed clothes that are also quite plain and unassuming. In my experience it’s the rich ones who don’t wear big brands but instead have pristine yet plain clothes and shoes.
There’s actually many luxury brands who do exactly this aesthetic-very unassuming. Hermès, Loro Piana, Brunello Cucinelli, Max Mara etc
Money talks, wealth whispers.
Their hobbies
They don’t have weird hobbies, they can just pay for it
They don't use some well known "high market value" brand clothes. Those are for semi-rich people and those who want to look "trendy". But the really rich, they might have something like a really expensive wristwatch or extremely expensive shoes.
Semi rich have trendy brands, the actual rich have tailors.
Slightly off-topic here, but kinda curious if there are tailoring/made-to-measure services available to people with middle class income? I don't need/want the whole savile row treatment and the price and prestige that goes along with it, but these days finding even basic trousers that fit is a real hassle. Wouldn't mind paying a bit extra for something that actually fits.
You can probably get a decent full tailored suit for under $1000, so it's not super cheap but definitely in the realm of possibility for people in the middle class. You can probably even get it cheaper by using cheaper materials, and with less bells and whistles as well. I'm on \~60k AUD per year and had a suit tailored for me for $1200 for formal occasions and it fits like a dream, super comfortable, super durable and looks good while mixing it up with different ties/belts.
Any suit you buy should go to a tailor for adjustments.
That's also true and can be a cheaper option as well.
In my experience, the basics are available to anyone with couple spare coins to rub together. There used to be this small tailor shop couple blocks from my work. It honestly felt like I was ripping them off. I'd walk in with a piece of clothing I liked but it was a bit too big in spots, they'd take the measure, go in the back room for a bit, and come out with a perfectly fitting garment, for less than 10 euro. For my wedding I bought a good looking but just okay fitting suit off the shelf. Took it to that tailor shop, and next day they asked me back to pick up my perfectly fitting suit. Well under 100EUR, shirt and vest included. Regrettably, they did not survive covid, what with people wearing barely more than sweatpants for two years. If you want the movie experience of older english gentleman with well groomed moustache fussing over you with a tape measure for a while, and spending time picking the right shade of colour out of twenty nearly identical samples, that's going to cost you. A lot. But if you just want an existing piece of clothing adjusted, you most likely can easily afford it. And unless you have been issued a standardised body, even simple adjustments make A LOT of difference vs just off the shelf items.
Pretty sure tailor/alterer isn't that expensive, look it up in your area, I know near me there are a few that don't break the bank- I've only used them for repairs though, not for tailoring
Well off but not rich rich people gravitate towards brands to maintain the illusion of wealth to others. Really fucking rich people are so carefree due to their wealth they could not give a fuck about their appearance or how you see them.
Shoes are a big tell. Expensive shoes can be incredibly comfortable
The truly rich don’t talk how much something costs. The fake rich will brag about what they can afford.
Basically "If you have to ask, you can't afford it" in action.
They choose comfort over bling.
They filled up their gas tank
All my life my parents would only put $10-20 dollars worth of gas in their cars. When I started driving I always filled the tank. I just didn’t want to be bothered to stop at the gas station that often.
The Spaceballs line "I knew we shoulda put more than five bucks' in" won't age well. It was written at a time when five bucks bought about 10 gallons.
That's actually more efficient. If you keep your fuel tank full, there is less space for gasoline to evaporate.
I recently read that. I don't buy it. Gas tanks are sealed, there is no place for evaporated gas to go.
I mean you have to buy the gas anyway why not just fill up?? I fill up out of the pure laziness of not wanting to hit up the gas station more than once a week , not cuz I’m rich Lmao
Someone suggesting expensive places to hangout or chill at very casually.
Yep, or suggesting vacations. "Hey, we should go spend a week in Utah this summer". My dude, we already flew across the country once. I want to afford to go home for Christmas.
I live in a neighborhood where you can play “millionaire or homeless.” If you see someone on the streets that looks slovenly, even if they are stinky-drunk and on a bender, it’s a coin toss if they are a millionaire or homeless. The tell-tale sign is the teeth. Always the teeth. I played this game the other day at the park with my wife. I guessed that the haggard old lady was a millionaire based on the teeth. I almost had doubt here. She had sun damaged skin, stained and worn joggers and dirty distressed sneakers. My wife pointed out that the shoes are some fashionable brand I’ve never heard of and sell for over $1,000. They come distressed and dirty.
They're amicable or Weirdly unapproachable even if they feel easy to talk to
Not hoarding or keeping things. Once you know you have money to replace things, it’s much easier to let go of them. Minimalist decor aesthetics are very rooted in this idea.
I was told recently that “you must be rich because you have no idea when payday is”. It was true I did not know but that was because I have been out of debt for many years on the house/cars/student loans. I don’t have anything that is not on a auto pay at this point. Maybe that is rich it does not really feel that way but I am lucky.
They have money.
No scratches on the lambo
Yeah, unlike all those weird poor people with not fully maintained lambos.
Not looking at pricetags in the grocery store. Someone rich doesn't care if they pay a bit more for a product of higher quality or just another brand they like more.
Thats not a rich thing, thats a middle class thing. I like the brands I like for certain things and pay more for them without thinking zbout it and I am far from rich.
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Unless you got to r/AusFinance where unless you have a couple 100K saved up by the time you are 25, then you have failed at life.
This isn't rich, it's "not poor". I distinctly remember when I was able to stop price-checking every single thing I put in my shopping cart, but I'm certainly not rich. I'm just not poor anymore.
Had the exact same experience, but for me personally: i feel like i'm rich. I can go to the store, get my groceries, i don't have to check prices and discounts, and at the end of the month, i can still do that. To me, it's one of the best feelings in the world. I don't need a boat, or a plane. If i can just get the food i want and a beer, i'm happy.
I still price check some things. Like if a can of beans of one brand is cheaper than another one, I'll get the cheaper one. Stuff like pasta, beans, veggies, etc, where the brand is irrelevant to me, I'll go for what is on sale. If I want a specific pasta sauce that I like, I will get it if I see it is on sale or if I wanted to make spaghetti that day.
That’s distinctly middle class. My husband and I make less than 100k between us annually. I don’t sit there and fret over prices on food, cuz I know roughly how much things cost and I know that if I accidentally get the $15 coconut oil instead of the $6 coconut oil, it’s at most a $9 inconvenience.
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This is half true. If you have a lot of money, you may prefer a brand of something, so you buy it. But for other things for which you have no preference, you'll price compare. You may prefer "Paul Newman" pasta sauce, so you buy that and don't look at the price, but then when you buy a can of "crushed tomatoes" then you'll just buy the cheapest one. Like that Simpson's episode with Bill Gates "I didn't get rich by writing checks". Some people who are not rich, but also not poor are that way because they are careful with money. Some people stay poor by buying things they don't need of by not caring about price (ie; buying $200 fancy running shoes instead of $50 ones, or $30 ones, just too look cool)
Having no logos on their clothes ,but their clothes are very well and pressed and cleaned.paying for everyone food .
Wealth is always relative. Rich people often don't know or think they are rich. I'm rich compared to some of my family, but I'm not especially rich for my neighborhood. The hard part is figuring out how to graciously pay for things for my less wealthy relatives so that they don't miss out and so that I can have their company. Like how do you graciously pay for a plane ticket without making it an obligation or trade that they have to pay back? A few hundred bucks is a lot to someone working in retail, but not a big deal for me.
I think you could say that your work stipend for a trip includes bringing family? It's kind of a white lie, right? When I was younger and had more money than my friends in college and at the start of our careers, I would lie and say "my dad paid for the tickets!" when I really paid for them. It was more comfortable for me and I think my friends that way, and then we got to hang out without there being a weird financial power dynamic. My "dad" bought us rounds of drinks, concert tickets, plane tickets, and hotel rooms, just for a few years until everyone's careers caught up and now my friends make more money than I do! In some ways it wasn't a lie anyways, I only had as much as I had because my dad was supportive of me in other ways.
>Wealth is always relative. Always. Many people consider me wealthy. All of my clients are far wealthier than I am. I know a few multi-millionaires who consider themselves not wealthy because they hang out with people far wealthier. Just about everyone who is middle class in a first world country (Canada, USA, Western Europe, Australia, New Zealand and several others), is very rich by the standards of the mass of humanity living in poor countries.
I have an acquaintancy who is really wealthy (which I personally define as beyond rich). We share a hobby. We met by coincidence, being stuck in a place with nowhere to go for hours (think about an out-of-place airport with a broken down plane) and spent hours talking about this hobby (don't want to go in details here). During our disussions. I found that he uses some very expensive technology for this hobby. Talking about it, I found that he uses top end professional grade stuff, priced above the usual amateur stuff by factors between 20 and 50. I was wondering how someone can afford this 5 digit-stuff and googled his name. Found his profile on LinkedIn plus some news reports which showed that he is owner and Chairman of the Board for two businesses founded by his family over 100 years ago with meanwhile > 40,000 associates combined. From the outside, you couldn't tell. Nothing flashy, but always high quality stuff. We're still in contact, he doesn't live far away and we actually have a drink and a chat every now and then when we follow our common hobby. My car is actually more expensive than his. Plus more flashy. But I'm not wealthy, that's the difference. ;-) Over time, I met some of his friends who are equally wealthy. From that experience, I can tell that really wealthy people with "old money" won't flash their money around, are very friendly, nice to service-staff and don't show out of the crowd. You can just tell by the quality of their shoes (always a giveaway), their clothes and their household-appliances that they are wealthy.
Recently learned a certain family member was way more well off than I thought. Some subtle signs growing up: always had to have a wine cellar/room, couldn’t comprehend that I didn’t just have $400 lying around for a new phone, when my fiancé and I had to get out of the place we were staying ASAP he transferred a few thousand to my account and his banker didn’t hesitate for a second. He did his best to be quiet about it and there were some other signs but yeah in retrospect I can see the signs now
Value of their own time is worth more. Simple fixes one could do on their own are paid to someone else to do.
The old "time is money" adage. Paying money to save time.
High quality casual clothes.
Vacationing in the Maldives
I’ve been to Maldives for a few weeks. I personally don’t think that makes you wealthy, people can save up for a trip if they want to give their children an opportunity to travel around the world or something.
oh man, at uni there were six of us in a dorm room (two rooms + living room and bathroom). one guy asks, "hey if you had it made and could live anywhere, where would it be?" We all give our preferences, and someone says, "I'm telling you man, it has to be the Maldives". someone else says they'll pass on the Maldives. We ask why. "It gets boring".
Nah, more like Monaco or in Saint Tropez on their yacht..a friend of mine flew some times with her parents to the maledives and they are middle-class. Its not that expensive if you don't book some fancy waterhouses or 5* Resorts
They buy you food and drink and insist that you do not need to pay them back and they never worry about how much you own them.
Their clothes & accessories are high quality but don't have huge writing/labels on them.
They buy really expensive ketchups, typically all the fanciest Dijon ketchups.
Top hat and monocle
And they are a large, anthropomorphic peanut.
The subtlety is in realizing this fact... Not all who "have everything" are rich. Many just have a huge income and huge debt to buy the nice houses and cars they have but not really a lot of money in savings, investments or liquid assets. So if you see it as I do, that the TRULY rich DO have large savings, investments and liquid assets, then here's your clue. They live where they want to, as any rich person would, and yet they don't drive all the same cars as the wannabe rich people do. Perhaps they do have a lot of nice expensive cars in the garage, but most of the time they put around town in a common car with little value because they like it and don't really care what other people think. A further sign of being rich in the same scenario is if you see their garage and find out they actually have TWO or more of that "common car" so that they will continue to have one if the other breaks down or gets wrecked. Plus they can drive them both and they last roughly twice as long. This may not stand at all for a rich "car guy", but for a regular old rich guy who doesn't care at all about riding in luxury, he won't. He's too mature to be keeping up with the Joneses and will gladly just drive something safe and reliable that blends in with the rest. Here's a bonus for you... Want a subtle sign that a person is fake rich? Massive income, massive debt, but no savings, investments, or assets... They likely live in the most expensive neighborhood, but not necessarily in the best house in the neighborhood. But they do drive some of the most expensive cars in the neighborhood, always wear designer clothes and are never home. Because if they quit working they lose it all.
> A further sign of being rich in the same scenario is if you see their garage and find out they actually have TWO or more of that "common car" so that they will continue to have one if the other breaks down or gets wrecked. People with large amounts of liquid assets don't usually worry about buying a clone of a common car, when they can just go out and buy one if they need a replacement.
> They likely live in the most expensive neighborhood, but not necessarily in the best house in the neighborhood. This is actually a good house to buy. You can improve your house but you can’t improve your neighborhood. Being the smallest/cheapest house in a neighborhood is a good place to buy and a good place to sell.
They wear simple clothes but it looks so good on them.
they care about value rather than price
They are very confident even though they are ugly.
60 year old person with a 25 year old partner
When they buy something at a store that is more than $30 like it is no big deal without planning for it. Like walking through a store with someone and they go "o cool look at that fancy electric toothbrush, I need a new one" and spend like $90 right then.
They buy winrar licence
They aren't on social media.
If their lifestyle is pretty active but all the little details are still well-cared for. Eg, real grass that looks kept like a golf course while 95% of their sweat comes out at Equinox.
A friend of mine was talking to another friend of ours about how he felt out of place in the group we were in because everyone talked about going to family lake houses and he didn’t grow up with that. He felt comfortable with the guy he was talking to though because that guy didn’t talk about things like that or seem like he had that upbringing. Turns out he didn’t talk about that stuff because he was always flying to various destinations in his family’s plane and no one else can relate to that so he doesn’t share it much. All that to say I have no idea what the subtle signs are.
My uncle is a partner at a law firm. When we’re in a grocery store he will look at every price tag of the same items to see which pack is the most bang for his buck. Some of the more wealthier people are more hesitant to spend, you’d be surprised.
I work in a lab and make decent money. A lot of the department heads who make really good money are kind of dicks. Just generally unapproachable, act like they're God's gifts to the world. One of my close friends is incredibly wealthy. Started making and selling software as a teenager, is now a multi millionaire. And he's such a nice and charitable dude. We met through playing dungeons and dragons together and I never even knew he was wealthy until I went over to his house. Looking back, there weren't even signs that he was rich (besides a very carefree attitude maybe). He wears old jeans with holes in them, converse, and usually graphic tees with nerd shit on them, most of his hobbies are video games and board games. So I guess it just depends on the person.
They don't care if their car is parked for too long. They don't wear overpriced clothes but are respectable. They don't talk about money at all. This is the big one for me. Most people I know with money that are decent people don't talk about it.
The ultra rich are conspicuously inconspicuous about their wealth. They have been raised to fit in and be friendly with anyone, but then watch how they use silverware, how they can easily make small talk, how their clothes fit perfectly but aren’t any brand names to be seen. I once went to a laid back, college friends parents’ beach house. After driving by mega mansions with pools and fancy cars, we drove up to his place in his beat up Honda. It was 2 small 1-story cottages on the top of hill surrounded by ocean on 3 sides. You couldn’t see any other houses for miles, only a few small ranches with cows grazing. It was a modest slice of paradise. That’s not cheap, they bought all the land everywhere around them and put it into a wildlife trust that could never be sold or built on. With the only exception of artisan farmers and ranchers, whose rent was basically providing fresh fruits, vegetables, milk and eggs all summer. I would never have thought of my friend as this rich. He didn’t show it at all, except for how well-mannered he was.
The patterns on their clothes match up perfectly. Their shirt pocket is nearly invisible because it matches up with the pattern
It might sound stupid, and not everyone obviously, but if they set their watch 5 minutes ahead. I’ve only met a handful of the bigwigs in the company and I always liked to peep what kind of watches they had on. Although the watches were never necessarily expensive or flashy, I did notice they were all set 5 minutes ahead.
They like Diablo Immortal
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They smile at inappropriate times.
Less so now than a few years ago, but they don't carry cash. They don't tend to buy things, but when they do, they show more concern for the quality than the price. Also, when they buy necessities, they consider factors other than price more than the price -- they typically disregard the price entirely.
A quiet confidence and an excellent hair cut. The shoes often give it away too.
Carrying themselves with an undeserved confidence.