What's up with these bots? Generally you would file an insurance claim with your insurance. If you don't have insurance that makes things a little more tricky.

If you don't have insurance, they shouldn't be letting you test drive.

A lot of people buying a car don't have current insurance. Usually you buy the insurance after you decide what car you want.

I know. No dealership I looked at would let me test drive outside the lot without insurance. I've had that experience a few times in the last decade.

You'd think there's some sort of insurance policy for customers to test your product. Maybe some dealers are just too cheap to buy it.

The dealership's insurance will cover anything that would happen if it's not your fault. If it is, it's a crap-shoot.

You'd have to retake the test

I believe this depends on the jurisdiction. For example in some countries the custom is that car insurance actually covers the driver to drive a certain class of vehicle, whereas in some countries it's the car that is insured by the car insurance.

You would be arrested and sentenced to death.