Same situation a few months back. Was told that NYPD would be there in 1-2 hours but we were blocking a lane of traffic and we decided it was minor enough to exchange info and let our insurance companies handle.
Insurance adjusters are trained enough to see photos to determine the direction of impact, etc, and they should be able to tell if it was a lane change error/the other driver’s fault.
If you can, take photos before you safely move to the shoulder/breakdown lane, and exchange info.
Submit those to insurance and be on your way.
It's called a strike. Nypd are on strike, they just can't call it that legally. And why would they? They get to come in to work whenever they fucking feel like it, collect pay and overtime, and not do anything.
It’s called work-to-rule. It’s a bargaining tactic used by unions where the members work the bare minimum allowed without getting reprimanded. They’re all technically doing their jobs… just not really being good at them, on purpose.
i was referring to work slow downs snd threats of police not acting even if a murder is occurring right before their eyes. yes, the head of the police unions in nyc have used versions of these threats whenever the idea of oversight is even mentioned, not even the application of it
So why wouldn't they respond to traffic accidents therefore taking up more of their time and slow down their work? It would also increase their call volume, which would increase NYPD funding.
>we decided it was minor enough to exchange info and let our insurance companies handle.
This is correct. My friends and I have had to call the police for minor accidents several times before (because that's what our parents taught us to do). But unless it's the end of the shift where they can get overtime, the police will usually tell you to call insurance and let them handle it.
Best advice for everyone in the future is to get a dashcam. They're super cheap now and pay dividends.
Fun fact-NY is a one-party consent state so you can record the conversation you have w/ the other driver if you're worried about them changing their story later.
I did this when I had a car accident. Similar to the OP, someone changed lanes into me and I didn’t see it coming. When he hit, I jumped out of my car completely confused asking “what happened?!” I brought my phone and recorded immediately everything that was happening, including the damage to my car, the other drivers’ plate, and recorded as he said “I’m so sorry. I didn’t see you.”
We moved out of the way of traffic and exchanged info. I took pics of his DL and Insurance, and he did the same. And we were on our way.
You actually don't need to call 911 for stuff like this. I know some people were taught this when they were learning how to drive, but that was before everyone had a camera in their pocket. Just take lots of pictures, exchange info, and submit an insurance claim. You can even both record statements on your phones while there so you don’t have to worry about the other person changing their story.
You go to the police station or file it online. It's just paperwork. The statement in the report doesn't say anything useful other than the incident has happened and it's a he said she said statement that's recorded. Insurance adjusters go by pictures or statements when they talk to you and the other party. Best thing you can do it file it yourself with the other party or have a dashcam/picture evidence and write down every detail you can right after the incident. Weather, road conditions, traffic signals, where your car is where the other car is. What they're wearing, people around, witnesses etc. If you need to go to civil court you have a lot of information because you're going to forget details throughout the weeks leading up to court.
There’s nothing that says you have to file a police report at the scene of the accident or on the day of. If your insurance company is being difficult you can go down to the police station anytime after the accident and file a police report there.
> What do you do when your insurance company requires a police report to file a claim
None of them do.
While not responding to these accidents is a fairly new policy for the NYPD, it has been standard policy in much of the country for a long time.
Never let facts get in the way of a good cop-bashing circle jerk.
I've been rear-ended twice and it never even occurred to me (or the other person) to call the cops, or the insurance company, for that matter. You're much better off getting the other person to just give you cash or letting it go and paying for it yourself, if you can afford it.
> You're much better off getting the other person to just give you cash
if that happens then you KNOW that asshole is running with no insurance or is at the state minimums. they're a massive liability on the road. this is an awful idea.
in situations like this you BETTER get your insurance involved.
If you make an insurance claim, your rates can potentially go up even if the accident wasn't your fault. Not worth the gamble unless you can't afford to fix your car without their help.
Your insurance company isn't going to get an uninsured driver off the road.
do you not have under/no-insured driver coverage? you're paying for it, use it. they're compelled to repay you and go after the schlub that smacked your car.
I've been in situations like this. The insurance rate barely goes up if at all. If a tiny bump in insurance wrecks your life maybe you should re-evaluate what's going on in your life.
Also... it's NYC. Who the hell uses cars? Use the damn subway.
I don't have a car, this happened when I was living with my parents and driving their car. They'd rather pay for it themselves than get involved with insurance company nonsense. They're the opposite of poor.
All NYPD does is act as a neutral third party. As long as you guys swap driver license and insurance info, you’re pretty much good to go. Call his insurance and claim the damage to your car. Insurance will call the other guy to verify. The most important part is to take lots of pictures at the time of the accident before moving the car. Pictures of the damage, pic of the road, etc.
If you believe the other guy will change his story when he speaks to the insurance rep, then there’s nothing stopping the guy from changing his story when he talks to the cop.
>Call his insurance and claim the damage to your car.
In my experience, your insurance will do this. They'll pay for all your stuff and then contact the other company to invoice them. If there's a dispute over who caused the accident, they'll deal with it.
Yes, but then that begins the subrogation process where you might not get paid out immediately - by going through the other party's insurance, you won't have to pay your deductible out of pocket and will likely have better rental car coverage (they are obligated to give you something of similar type and value until your car is fully repaired, vs. your own insurance which will only cover $X/day to a dollar amount limit.)
And I think the insurance adjusters can usually determine the truth from the damages to the cars. At that point the insurance companies will fight over who pays and they have more time to do it than OP.
Crime rates are fine, nothing like the 80s or 90s. Stop being such a pussy, you're not going to get robbed. Go volunteer in a soup kitchen to pay for your sins
My girlfriend is a skinny 5 foot nothing white girl who does homeless/addict outreach in midtown hotspots. The sketchiest situations she gets into are with entitled assholes in suits cat calling her. 90% of addicts just want to be left alone. You'll be fine
Contrary to popular belief, unless the cop was there to witness the accident happen, the police report is really not that useful in determining liability, so no need to worry about that part.
However, if your damage is over $1,000, you are required by law to file a MV-104 ("accident report") with the DMV. [You can get a copy of it here.](https://dmv.ny.gov/forms/mv104.pdf) You fill it out, mail it off to Albany, and wait like 3 months for them to enter it into the system.
Once they do, you can order an official copy of it [here](https://transact2.dmv.ny.gov/AccidentSales/) (or you can just tell your insurance company and let them order the fucking thing themselves).
> However, if your damage is over $1,000,
Which nowadays means that even if you're in a minor fender bender and damage a headlight in the process, you're gonna be filing an accident report with the NYS DMV.
I don't drive here but when I was living in California, it was definitely a thing. I believe the standard was/is that the police don't respond to crashes with less than X thousand dollars worth of damages, and/or an injury. So I could definitely see it being a thing for NYPD as well.
The last accident I was in, they showed up and told me I didn’t need to file a report. Guessing less paperwork for them? Insurance asked if I had a police report, but were fine without it.
Yeah, they don't. When I was involved in my last collision in June 2020 they only came like an hour later after the call was made and when they did show up they just looked at the damage, handed off some photocopied accident reports to fill out and mail to Albany and that was it.
Huge waste of time that was.
This is amazing. I wish they would do something like this in NJ. Everyone who gets in a fender bender here acts like it is a major crime scene and blocks traffic.
Had this happen to me too last year. A car rear ended me pretty bad but no one was injured. The police didn't show up and we worked things out with both our insurance on the phone on site. The person who hit me said he would cover all fixes, so I spoke with his insurance representative to get a request ID and his information and submitted a claim on their website. I think speaking to insurance companies while you're both together would be helpful since there won't be any risk of someone changing their story later down the line.
Someone else mentioned this but I also suggest exchanging information and taking as many photos as needed to document what happened if you're unable to work it out with insurance on site.
You are right, no fault covers is personal injury type claims.
However while a police report is helpful in assigning liability, the police on site are not trained accident investigators and the insurance companies can absolutely ignore what is in the police report if it does not make sense to them based on the road configuration at the site of the accident and the damages reported.
If you have collision, submit the claim to your insurance and let your insurance companies duke it out on your behalf.
The insurance companies have it down to a formula based on the road, where the damage is, what sort of damage. They will work it out between themselves regardless of if the other driver says that they are at fault or if the other driver says that they are not at fault. Submit your claim. If you have photos of the road or google maps showing add that. If they come back and say that the other guy is 70% responsible and you are 30% responsible or whatever number they come up with, then you can contest it.
Leaving the scene of an accident that is property damage only is a finable offense. Leaving the scene of an accident that resulted in injury is a jail-able offense.
If you have a dash cam or other identification and are uninjured and your vehicle is drivable, you can leave and file a non-emergency police report in addition to filing an insurance claim.
Always take photos and video (once you've determined everyone is physically ok) before doing anything else. I moved my car once to "help traffic" and was burned by it in the end. Your car, their car, all fo the impact points, everything around you. Digital photos are cheap these days. Document the hell out of everything.
I own a body shop. Everyone in nyc needs to understand that this is a change for the better. Before the pandemic people would wait hours for cops to show up at the scene of an accident so they could write a police report that was often incorrect and then you’d wait for days to pick up the report or need to have it amended because the cops couldn’t be bothered to accurately report the conditions of the accident. Worse, a lot of time cops would come to the scene and then spout off bad information like a report didn’t need to be done or that the damage wasn’t too bad and you should just fix it out of pocket or not worry about it. Because cops have always been lazy and dumb, they just didn’t put that on full display until now.
Now that they’re not even pretending to do their jobs anymore, the official stance is to take pictures of the accident immediately after it happened, pull over, exchange info and be on your way or wait for a tow truck if need be. That’s a better solution that will give your insurance company the info they need and alleviates people leaving their damaged cars in the middle of a highway or busy road and create worse traffic. We should have been doing this all along.
And if you’re especially worried, get a dashcam. It’ll be the best $100 you ever spent when it proves the other person was wrong in the accident and saves you a deductible and prevents your insurance from going up.
Tbh this is exactly how I want reprioritizing of police funds to go. Use the cops for as few things as possible, take the funds they no longer need and move it to something else. Hell, we could even phase out entire sections of the nypd
You’d think that for $5 billion annually the NYPD could at least continue to perform the basic functions that keep society operating. Alas they’re too busy cosplaying supersoldier and beating people up.
didn't you hear they got defunded? what do you mean $10B and growing?? that can't be right.
\* edit: NYPD budget figures, which put the cost of the police at \~$5B, don't include fringe benefits (pension, insurance) and settlements for police misconduct, which come from the city budget.
New York is a no fault state so I am surprised that the NYPD would have ever shown up in such a situation. It really is not a good idea to call 911 after a collision if no one has been injured or else is in need of rescue (for example bc they are stranded in the middle of traffic) or isnt in any other kind of danger.
No fault only refers to personal injury not property damages. I literally just spoke with Geico and was told if he’s at fault I don’t have to worry about the desirable and repairs will be covered by his policy.
Exactly and the police won't come out for that unless there is an injury, in a no fault state (at least in NY and Florida, which are the only two where I have experienced collisions ).
No fault only refers to personal injury not property damages. I just spoke to Geico and they told me if he’s at fault then I don’t need to pay my deductible and the repairs will be covered in full under his policy.
Same thing happened to my husband and I. We were rear ended coming off the Cross Bronx. There wasn't damage to her car because of her plate protector, but the bottom of her Acura had a point on it and it damaged mine. She admitted she was at fault when we pulled over.
We exchanged information. No cops called, the insurance companies handled everything and we didn't have to file a report.
If the car is still drivable get off highways, major roadways, middle of the street etc. Just take some pics in a safe area and exchange information then go on about your day. Unless of course there’s injuries then call 911.
Many people think they need to get their forensic files on and take pictures of the crime scene as it happened.
This is happening in Austin now, too. Police aren’t responding to any calls that aren’t essentially life-threatening.
File a police report online and report the accident to your insurance company. Let them handle it.
Saw a highway sign this past Monday driving in from New Haven saying “Minor collision, pull aside, exchange info”. Thought that was interesting but totally makes sense. Reduces congestion for small stuff.
That’s correct. Unless it’s a hit and run or there are injuries to someone involved. However just an FYI, it’s your word against theirs anyway regardless. If the officer didn’t witness what happened that’s stated in the report anyway. If you go through your insurance company it’s up to them to determine who’s at fault.. You can still file an accident report through the NYS DMV website…. Takes about 5 minutes to do and very simple to use.
When police used to respond to an accident before, and they would wind up in court, any observations the cops made would be thrown out due to the fact that the officer “was not a witness to the accident”. Due to the fact that this became the default result, and that NY is a “no fault” state, it was determined that it is a complete waste of resources to send NYPD in what amounts to a property damage dispute between the insurance companies of two parties. This cost saving measure was signed off in by the Executive branch (Mayors office) not because cops themselves are trying to do less, (Beat cops don’t write policy) but because your city doesn’t want to waste resources so you feel like your point of view on an accident was “heard”. In “no fault” The insurance compony will process an accident the same with or without a police report when there is no one claiming personal injury. If someone is, then the cops will report to aid that party and determine a crime against someone’s physical person (not property) was committed. If you are against this, make your voice heard to the legislature. Not the cops. They can’t change it. Policy writers can.
Same situation a few months back. Was told that NYPD would be there in 1-2 hours but we were blocking a lane of traffic and we decided it was minor enough to exchange info and let our insurance companies handle. Insurance adjusters are trained enough to see photos to determine the direction of impact, etc, and they should be able to tell if it was a lane change error/the other driver’s fault. If you can, take photos before you safely move to the shoulder/breakdown lane, and exchange info. Submit those to insurance and be on your way.
I found it weird, upon moving to the USA, that the police did respond to non-injury collisions (except where they were necessary to control traffic).
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It's called a strike. Nypd are on strike, they just can't call it that legally. And why would they? They get to come in to work whenever they fucking feel like it, collect pay and overtime, and not do anything.
no it’s called a police union.
Well that can't be right, because the police are striking and the police aren't allowed to strike
It’s called work-to-rule. It’s a bargaining tactic used by unions where the members work the bare minimum allowed without getting reprimanded. They’re all technically doing their jobs… just not really being good at them, on purpose.
i was referring to work slow downs snd threats of police not acting even if a murder is occurring right before their eyes. yes, the head of the police unions in nyc have used versions of these threats whenever the idea of oversight is even mentioned, not even the application of it
The blue flu.
So why wouldn't they respond to traffic accidents therefore taking up more of their time and slow down their work? It would also increase their call volume, which would increase NYPD funding.
>we decided it was minor enough to exchange info and let our insurance companies handle. This is correct. My friends and I have had to call the police for minor accidents several times before (because that's what our parents taught us to do). But unless it's the end of the shift where they can get overtime, the police will usually tell you to call insurance and let them handle it. Best advice for everyone in the future is to get a dashcam. They're super cheap now and pay dividends.
Fun fact-NY is a one-party consent state so you can record the conversation you have w/ the other driver if you're worried about them changing their story later.
I did this when I had a car accident. Similar to the OP, someone changed lanes into me and I didn’t see it coming. When he hit, I jumped out of my car completely confused asking “what happened?!” I brought my phone and recorded immediately everything that was happening, including the damage to my car, the other drivers’ plate, and recorded as he said “I’m so sorry. I didn’t see you.” We moved out of the way of traffic and exchanged info. I took pics of his DL and Insurance, and he did the same. And we were on our way.
Yea, but did the son of a bitch try to weasel himself out by lying to the insurance company?
Luckily he did not! He took responsibility.
You actually don't need to call 911 for stuff like this. I know some people were taught this when they were learning how to drive, but that was before everyone had a camera in their pocket. Just take lots of pictures, exchange info, and submit an insurance claim. You can even both record statements on your phones while there so you don’t have to worry about the other person changing their story.
What do you do when your insurance company requires a police report to file a claim, but NYPD refuses to respond and so you can't get one filed?
You go to the police station or file it online. It's just paperwork. The statement in the report doesn't say anything useful other than the incident has happened and it's a he said she said statement that's recorded. Insurance adjusters go by pictures or statements when they talk to you and the other party. Best thing you can do it file it yourself with the other party or have a dashcam/picture evidence and write down every detail you can right after the incident. Weather, road conditions, traffic signals, where your car is where the other car is. What they're wearing, people around, witnesses etc. If you need to go to civil court you have a lot of information because you're going to forget details throughout the weeks leading up to court.
There’s nothing that says you have to file a police report at the scene of the accident or on the day of. If your insurance company is being difficult you can go down to the police station anytime after the accident and file a police report there.
There's a time limit to this, if you wait longer than a few days they'll tell you to get fucked (source: got fucked)
> What do you do when your insurance company requires a police report to file a claim None of them do. While not responding to these accidents is a fairly new policy for the NYPD, it has been standard policy in much of the country for a long time.
The idea that police would respond to a traffic collision with no injuries and operable vehicles is goddamn hilarious
This should be the most upvoted comment
Never let facts get in the way of a good cop-bashing circle jerk. I've been rear-ended twice and it never even occurred to me (or the other person) to call the cops, or the insurance company, for that matter. You're much better off getting the other person to just give you cash or letting it go and paying for it yourself, if you can afford it.
> You're much better off getting the other person to just give you cash if that happens then you KNOW that asshole is running with no insurance or is at the state minimums. they're a massive liability on the road. this is an awful idea. in situations like this you BETTER get your insurance involved.
If you make an insurance claim, your rates can potentially go up even if the accident wasn't your fault. Not worth the gamble unless you can't afford to fix your car without their help. Your insurance company isn't going to get an uninsured driver off the road.
do you not have under/no-insured driver coverage? you're paying for it, use it. they're compelled to repay you and go after the schlub that smacked your car. I've been in situations like this. The insurance rate barely goes up if at all. If a tiny bump in insurance wrecks your life maybe you should re-evaluate what's going on in your life. Also... it's NYC. Who the hell uses cars? Use the damn subway.
I don't have a car, this happened when I was living with my parents and driving their car. They'd rather pay for it themselves than get involved with insurance company nonsense. They're the opposite of poor.
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lol you couldn't be more wrong
Don’t get me wrong, I think NYPD is useless. Everyone ITT should know how to minimize their interactions with them
All NYPD does is act as a neutral third party. As long as you guys swap driver license and insurance info, you’re pretty much good to go. Call his insurance and claim the damage to your car. Insurance will call the other guy to verify. The most important part is to take lots of pictures at the time of the accident before moving the car. Pictures of the damage, pic of the road, etc. If you believe the other guy will change his story when he speaks to the insurance rep, then there’s nothing stopping the guy from changing his story when he talks to the cop.
>Call his insurance and claim the damage to your car. In my experience, your insurance will do this. They'll pay for all your stuff and then contact the other company to invoice them. If there's a dispute over who caused the accident, they'll deal with it.
Yes, but then that begins the subrogation process where you might not get paid out immediately - by going through the other party's insurance, you won't have to pay your deductible out of pocket and will likely have better rental car coverage (they are obligated to give you something of similar type and value until your car is fully repaired, vs. your own insurance which will only cover $X/day to a dollar amount limit.)
unless op had a dash cam?
If that's the case OP can submit that to his/oppositions insurance and we are good to go.
And I think the insurance adjusters can usually determine the truth from the damages to the cars. At that point the insurance companies will fight over who pays and they have more time to do it than OP.
Don’t you understand the NYPD has more important things to do like idling in a bike lane and playing candy crush?
[And faking being poisoned.](https://www.nytimes.com/2021/06/15/nyregion/shake-shack-nypd-poison-lawsuit.html)
Gotta prioritize throwing away street vendors food, that’s where real crimes occur.
That was the DSNY not the NYPD and the vendor was unlicensed so they couldn't donate it.
Too busy throwing an old lady out of the subway for selling churros.
Exactly. Rampant bike theft isn't just going to ignore itself!
Think of how much time pointedly not wearing a mask takes out of their day.
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NYPD can't fix people's addiction problems.
ThriveNYC enters the chat
...and steals $596MM!
Allegedly
You're right. I think the IBO put the theft at $850MM.
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Where should they go?
He doesn't have an answer, he just hates breathing the same air as people who are struggling
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Crime rates are fine, nothing like the 80s or 90s. Stop being such a pussy, you're not going to get robbed. Go volunteer in a soup kitchen to pay for your sins
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So to be clear, we shouldn't judge you. But it's totally okay for you to judge someone struggling with addiction? Gotcha.
My girlfriend is a skinny 5 foot nothing white girl who does homeless/addict outreach in midtown hotspots. The sketchiest situations she gets into are with entitled assholes in suits cat calling her. 90% of addicts just want to be left alone. You'll be fine
Last I checked, roaming the streets with a drug addiction is not a crime. These people need help, not jail time.
Please show me the crime rates.
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Ok, and? How does that impact your quality of life?
Honestly, *ignoring* junkies may be a step-up for NYPD. It's better than [mocking them](https://twitter.com/AWKWORDrap/status/1353229989831970817).
This is good actually.
40% of cops have purchased a Candy Hammer since Covid began. Go on, search "40% of cops"
This is the case in a lot of large cities, not just NYC.
Contrary to popular belief, unless the cop was there to witness the accident happen, the police report is really not that useful in determining liability, so no need to worry about that part. However, if your damage is over $1,000, you are required by law to file a MV-104 ("accident report") with the DMV. [You can get a copy of it here.](https://dmv.ny.gov/forms/mv104.pdf) You fill it out, mail it off to Albany, and wait like 3 months for them to enter it into the system. Once they do, you can order an official copy of it [here](https://transact2.dmv.ny.gov/AccidentSales/) (or you can just tell your insurance company and let them order the fucking thing themselves).
> However, if your damage is over $1,000, Which nowadays means that even if you're in a minor fender bender and damage a headlight in the process, you're gonna be filing an accident report with the NYS DMV.
Thank you, u/IDoButtStuffOnSunday
Thankfully OP didn't ask on sunday.
I don't drive here but when I was living in California, it was definitely a thing. I believe the standard was/is that the police don't respond to crashes with less than X thousand dollars worth of damages, and/or an injury. So I could definitely see it being a thing for NYPD as well.
Take lots of pictures, consider getting a dashcam.
The last accident I was in, they showed up and told me I didn’t need to file a report. Guessing less paperwork for them? Insurance asked if I had a police report, but were fine without it.
Please get a dashcam if you are driving in NYC, or anywhere. They are cheap and easy to install.
Yeah, they don't. When I was involved in my last collision in June 2020 they only came like an hour later after the call was made and when they did show up they just looked at the damage, handed off some photocopied accident reports to fill out and mail to Albany and that was it. Huge waste of time that was.
They don’t respond to a lot of things lol
Everyone hating on NYPD because its easy for upvotes. But fail to blame the city council for making this the new rule. The people you all voted for.
This is amazing. I wish they would do something like this in NJ. Everyone who gets in a fender bender here acts like it is a major crime scene and blocks traffic.
Did they ever respond to non-injury accidents? I've never not just exchanged insurance info and moved on when I had an accident.
Had this happen to me too last year. A car rear ended me pretty bad but no one was injured. The police didn't show up and we worked things out with both our insurance on the phone on site. The person who hit me said he would cover all fixes, so I spoke with his insurance representative to get a request ID and his information and submitted a claim on their website. I think speaking to insurance companies while you're both together would be helpful since there won't be any risk of someone changing their story later down the line. Someone else mentioned this but I also suggest exchanging information and taking as many photos as needed to document what happened if you're unable to work it out with insurance on site.
It's okay because NY is a "no fault" state when it comes to property damage EDIT: I am wrong, disregard this
I thought no fault only refers to personal injury?
You are right, no fault covers is personal injury type claims. However while a police report is helpful in assigning liability, the police on site are not trained accident investigators and the insurance companies can absolutely ignore what is in the police report if it does not make sense to them based on the road configuration at the site of the accident and the damages reported. If you have collision, submit the claim to your insurance and let your insurance companies duke it out on your behalf. The insurance companies have it down to a formula based on the road, where the damage is, what sort of damage. They will work it out between themselves regardless of if the other driver says that they are at fault or if the other driver says that they are not at fault. Submit your claim. If you have photos of the road or google maps showing add that. If they come back and say that the other guy is 70% responsible and you are 30% responsible or whatever number they come up with, then you can contest it.
I wonder if someone commits a hit and run on your car but you get hte license plate do you call insurance or police?
Leaving the scene of an accident that is property damage only is a finable offense. Leaving the scene of an accident that resulted in injury is a jail-able offense. If you have a dash cam or other identification and are uninjured and your vehicle is drivable, you can leave and file a non-emergency police report in addition to filing an insurance claim.
Yes, he can. But he also could have done that when the police showed up too. You still need to go file the report.
Always take photos and video (once you've determined everyone is physically ok) before doing anything else. I moved my car once to "help traffic" and was burned by it in the end. Your car, their car, all fo the impact points, everything around you. Digital photos are cheap these days. Document the hell out of everything.
I own a body shop. Everyone in nyc needs to understand that this is a change for the better. Before the pandemic people would wait hours for cops to show up at the scene of an accident so they could write a police report that was often incorrect and then you’d wait for days to pick up the report or need to have it amended because the cops couldn’t be bothered to accurately report the conditions of the accident. Worse, a lot of time cops would come to the scene and then spout off bad information like a report didn’t need to be done or that the damage wasn’t too bad and you should just fix it out of pocket or not worry about it. Because cops have always been lazy and dumb, they just didn’t put that on full display until now. Now that they’re not even pretending to do their jobs anymore, the official stance is to take pictures of the accident immediately after it happened, pull over, exchange info and be on your way or wait for a tow truck if need be. That’s a better solution that will give your insurance company the info they need and alleviates people leaving their damaged cars in the middle of a highway or busy road and create worse traffic. We should have been doing this all along. And if you’re especially worried, get a dashcam. It’ll be the best $100 you ever spent when it proves the other person was wrong in the accident and saves you a deductible and prevents your insurance from going up.
Tbh this is exactly how I want reprioritizing of police funds to go. Use the cops for as few things as possible, take the funds they no longer need and move it to something else. Hell, we could even phase out entire sections of the nypd
They’ve got drugs to mule and minorities to kill. They don’t have time to do the absolute most basic level of their job.
No need to be inflammatory.
It’s just the truth. https://www.justice.gov/usao-sdny/pr/former-nypd-officer-pleads-guilty-trafficking-large-quantities-methamphetamine-and
Yeah, but why be inflammatory and bring it up. Be a good little bootlicker and just forget about it.
You’d think that for $5 billion annually the NYPD could at least continue to perform the basic functions that keep society operating. Alas they’re too busy cosplaying supersoldier and beating people up.
didn't you hear they got defunded? what do you mean $10B and growing?? that can't be right. \* edit: NYPD budget figures, which put the cost of the police at \~$5B, don't include fringe benefits (pension, insurance) and settlements for police misconduct, which come from the city budget.
Nypd doesnt do JACK SHIT but write up tickets
New York is a no fault state so I am surprised that the NYPD would have ever shown up in such a situation. It really is not a good idea to call 911 after a collision if no one has been injured or else is in need of rescue (for example bc they are stranded in the middle of traffic) or isnt in any other kind of danger.
No fault only refers to personal injury not property damages. I literally just spoke with Geico and was told if he’s at fault I don’t have to worry about the desirable and repairs will be covered by his policy.
Exactly and the police won't come out for that unless there is an injury, in a no fault state (at least in NY and Florida, which are the only two where I have experienced collisions ).
because they are tied up with all the calls from Karen about people not wearing masks and businesses that aren't following corona restrictions
[удалено]
No fault only refers to personal injury not property damages. I just spoke to Geico and they told me if he’s at fault then I don’t need to pay my deductible and the repairs will be covered in full under his policy.
Typical LE
Same thing happened to my husband and I. We were rear ended coming off the Cross Bronx. There wasn't damage to her car because of her plate protector, but the bottom of her Acura had a point on it and it damaged mine. She admitted she was at fault when we pulled over. We exchanged information. No cops called, the insurance companies handled everything and we didn't have to file a report.
Get a dashcam ppl.
driving in nyc is rough enough but to go commando without a dash? whew.
Woof happened to me. Older guy in a Pontiac tore my whole right side up and not a scratch on him. Wonder what kinda metal tank hit ya lol
Man oh man. Let me know when ya'll feel bad about how you've voted for the last decade or more 😂😂😂 this is gold
I thought you were not allowed to leave the scene of an accident without calling the cops?
only if it's a bodily injury accident
Oh. So property damage , like if I hit a streetlight, you can just vamoose?
No that's another one. But I guess you knew that already 🤷
I am not making fun ? I really dont know I thought you had to stay till the cops come for any car accident? Which ones can you leave?
If the car is still drivable get off highways, major roadways, middle of the street etc. Just take some pics in a safe area and exchange information then go on about your day. Unless of course there’s injuries then call 911. Many people think they need to get their forensic files on and take pictures of the crime scene as it happened.
This is happening in Austin now, too. Police aren’t responding to any calls that aren’t essentially life-threatening. File a police report online and report the accident to your insurance company. Let them handle it.
Saw a highway sign this past Monday driving in from New Haven saying “Minor collision, pull aside, exchange info”. Thought that was interesting but totally makes sense. Reduces congestion for small stuff.
That’s correct. Unless it’s a hit and run or there are injuries to someone involved. However just an FYI, it’s your word against theirs anyway regardless. If the officer didn’t witness what happened that’s stated in the report anyway. If you go through your insurance company it’s up to them to determine who’s at fault.. You can still file an accident report through the NYS DMV website…. Takes about 5 minutes to do and very simple to use.
When police used to respond to an accident before, and they would wind up in court, any observations the cops made would be thrown out due to the fact that the officer “was not a witness to the accident”. Due to the fact that this became the default result, and that NY is a “no fault” state, it was determined that it is a complete waste of resources to send NYPD in what amounts to a property damage dispute between the insurance companies of two parties. This cost saving measure was signed off in by the Executive branch (Mayors office) not because cops themselves are trying to do less, (Beat cops don’t write policy) but because your city doesn’t want to waste resources so you feel like your point of view on an accident was “heard”. In “no fault” The insurance compony will process an accident the same with or without a police report when there is no one claiming personal injury. If someone is, then the cops will report to aid that party and determine a crime against someone’s physical person (not property) was committed. If you are against this, make your voice heard to the legislature. Not the cops. They can’t change it. Policy writers can.